Henderson County, TN: Foreclosures, Tax Liens & Distressed Properties

Henderson County, TN, Tennessee: 14 ZIP codes scored, Henderson County, TN averaging 21/100 (low, Henderson, TN), from 17 to 25. Henderson County, TN is in its peak phase (Henderson, TN confidence 27/100): Henderson, TN home prices up 2.8% (Henderson, TN) over twelve months. Henderson County, TN lender headwind: 78/100.

Highest-scoring Henderson County, TN ZIPs: 38313 (25/100), 38345 (23/100), 38351 (23/100), 38388 (23/100), 38328 (22/100), 38368 (21/100). Also scored in Henderson County, TN: 38371, 38370, 38374, 38321, 38329, 38363, 38390, 38352.

Across Henderson County, TN's scored ZIPs: median home value $163,421, household income $55,625, 21.5% vacancy, 15.3% poverty, 79% owner-occupied, median age 44.1.

Henderson County, TN insurance distress 61/100 (#877 in the US); FEMA hazard 52/100 for Henderson, TN; 8 federal disaster declarations in Henderson County, TN since 2023; 2 Henderson, TN NFIP flood claims, $92K paid; Henderson, TN construction distress 27/100.

6 banks with 11 branches lend in Henderson County, TN; Henderson, TN weighted bank stress 65/100, highest 81/100 in Henderson, TN.

Henderson County, TN unemployment 3.9% (Henderson, TN -0.7 pts, six months); 27 new housing units permitted in Henderson County, TN over twelve months, Henderson, TN up 23% from 22; Henderson, TN home prices +13.8% a year (Henderson, TN) over three years.

12,963 housing units in Henderson County, TN; 3,114 Henderson, TN renter households; 28% of Henderson, TN renters spend 30%+ of income on rent, 14% (Henderson, TN) half or more.

Henderson County, TN ranks #910 nationally on the opportunity index (Henderson, TN, among all ranked counties); Henderson, TN scores 31.5/100 and Henderson, TN sits #14 inside Tennessee. Henderson, TN is in the watchlist opportunity phase; Henderson, TN's primary driver is vacancy, Henderson, TN second driver bank institutional; Henderson, TN moved down 59 places. 89 days on market observed in Henderson, TN; 15.4% vacancy over 14 Henderson, TN ZIPs.

No CFPB county sample covers Henderson County, TN. The non-metro area reading for Henderson, TN: 1.3% ninety-plus days late; Henderson, TN's thirty-to-eighty-nine share is 3.3% (Henderson, TN, December 2025 data); Tennessee overall 0.9%.

Henderson County, TN has 4 watched banks; 4 Henderson, TN banks sit in an elevated band. Henderson, TN footprints: Firstbank (4 branches, stress 55) in Henderson, TN; Peoples Bank (2 branches, stress 77) in Henderson, TN; Community Bank (2 branches, stress 73) in Henderson, TN.

HUD lists 2 assisted multifamily properties in Henderson County, TN with 111 units; 110 Henderson, TN units are assisted, 2 Henderson, TN properties under project-based Section 8.

2,043 of the 12,963 housing units in Henderson, TN sit vacant. Henderson County, TN permitted 0 multifamily units in twelve months; Henderson, TN's one-to-four unit structures added 27 units in Henderson County, TN.