First Freedom Bank (FDIC #58208): Bank Stress & Real-Estate Credit Exposure

First Freedom Bank (FDIC Cert #58208): bank stress 43/100, contained, STABLE over 7 days; parent FIRST FREEDOM BANCSHARES INC.

First Freedom Bank (#58208) lends in 3 counties across 1 state; First Freedom Bank (#58208) reaches 30 ZIP codes: Tennessee 3 counties, 30 ZIPs.

First Freedom Bank (#58208) largest markets: Wilson County, TN (36 branches, 12 ZIPs) (#58208), Jackson County, TN (11 branches, 11 ZIPs) (#58208), Putnam County, TN (22 branches, 11 ZIPs) (#58208).

First Freedom Bank (#58208) reports $817.8 million in total assets; First Freedom Bank (#58208) equity $99.6 million (12.2% of First Freedom Bank (#58208) assets); First Freedom Bank (#58208) domestic deposits $710.0 million; First Freedom Bank (#58208) net income $7.9 million; First Freedom Bank (#58208) return on assets 1.99%; First Freedom Bank (#58208) return on equity 16.41%; First Freedom Bank (#58208) net interest income $15.5 million; First Freedom Bank (#58208) call report June 30, 2026.

First Freedom Bank (#58208) noncurrent real-estate loans: none reported; First Freedom Bank (#58208) net charge-offs on real estate 0.00%.

First Freedom Bank (#58208) net interest margin 4.18% against an eight-quarter First Freedom Bank (#58208) average of 3.88% (First Freedom Bank (#58208) compression -0.30 points); First Freedom Bank (#58208) rate-exposure score 40/100, First Freedom Bank (#58208) fixed-rate trap 40/100; First Freedom Bank (#58208) risk type credit driven; First Freedom Bank (#58208) rate regime rates elevated, First Freedom Bank (#58208) snapshot October 20, 2026.

First Freedom Bank (#58208) stress score moved from 33 on June 22, 2026 to 43.2 on October 20, 2026; First Freedom Bank (#58208) ranged 33 to 43.2 over 117 snapshots.

First Freedom Bank (#58208) alerts: 3 counties; top First Freedom Bank (#58208) alert scores: Cookeville County, TN 18 (low); Gainesboro County, TN 18 (low); Mount Juliet County, TN 18 (low).