First Nb Of Middle Tennessee (FDIC #4952): Bank Stress & Real-Estate Credit Exposure
First Nb Of Middle Tennessee (FDIC Cert #4952): bank stress 71/100, elevated, STABLE over 7 days; parent FIRST MCMINNVILLE CORP.
First Nb Of Middle Tennessee (#4952) lends in 6 counties across 1 state; First Nb Of Middle Tennessee (#4952) reaches 81 ZIP codes: Tennessee 6 counties, 81 ZIPs.
First Nb Of Middle Tennessee (#4952) largest markets: Davidson County, TN (37 branches, 37 ZIPs) (#4952), Rutherford County, TN (40 branches, 20 ZIPs) (#4952), Williamson County, TN (16 branches, 16 ZIPs) (#4952), Bedford County, TN (13 branches, 13 ZIPs) (#4952), Cannon County, TN (9 branches, 9 ZIPs) (#4952), Warren County, TN (35 branches, 7 ZIPs) (#4952).
First Nb Of Middle Tennessee (#4952) reports $952.4 million in total assets; First Nb Of Middle Tennessee (#4952) equity $93.2 million (9.8% of First Nb Of Middle Tennessee (#4952) assets); First Nb Of Middle Tennessee (#4952) domestic deposits $827.7 million; First Nb Of Middle Tennessee (#4952) net income $4.9 million; First Nb Of Middle Tennessee (#4952) return on assets 1.04%; First Nb Of Middle Tennessee (#4952) return on equity 10.75%; First Nb Of Middle Tennessee (#4952) net interest income $15.6 million; First Nb Of Middle Tennessee (#4952) call report June 30, 2026.
First Nb Of Middle Tennessee (#4952) noncurrent real-estate loans 0.26% of its book; First Nb Of Middle Tennessee (#4952) net charge-offs on real estate 0.23%; First Nb Of Middle Tennessee (#4952) residential charge-offs 0.04%.
First Nb Of Middle Tennessee (#4952) net interest margin 3.54% against an eight-quarter First Nb Of Middle Tennessee (#4952) average of 3.18% (First Nb Of Middle Tennessee (#4952) compression -0.36 points); First Nb Of Middle Tennessee (#4952) real-estate loans 26.2% of equity; First Nb Of Middle Tennessee (#4952) non-residential real estate 3.8% of equity; First Nb Of Middle Tennessee (#4952) rate-exposure score 40/100, First Nb Of Middle Tennessee (#4952) fixed-rate trap 40/100; First Nb Of Middle Tennessee (#4952) risk type credit driven; First Nb Of Middle Tennessee (#4952) rate regime rates elevated, First Nb Of Middle Tennessee (#4952) snapshot October 20, 2026.
First Nb Of Middle Tennessee (#4952) stress score moved from 69.2 on June 22, 2026 to 70.5 on October 20, 2026; First Nb Of Middle Tennessee (#4952) ranged 69.2 to 70.5 over 117 snapshots.
First Nb Of Middle Tennessee (#4952) alerts: 6 counties; top First Nb Of Middle Tennessee (#4952) alert scores: Franklin County, TN 34 (low); Murfreesboro County, TN 23 (low); Nashville County, TN 23 (low); Shelbyville County, TN 23 (low); Viola County, TN 23 (low).