First Savings Bank (FDIC #32629): Bank Stress & Real-Estate Credit Exposure
First Savings Bank (FDIC Cert #32629): bank stress 7/100, contained, STABLE over 7 days; parent FARRAR BERESFORD BCORP IRREVOCABLE TR.
First Savings Bank (#32629) lends in 19 counties across 6 states; First Savings Bank (#32629) reaches 354 ZIP codes: South Dakota 9 counties, 98 ZIPs; New Mexico 6 counties, 89 ZIPs; Nevada 1 county, 76 ZIPs; Nebraska 1 county, 37 ZIPs; Texas 1 county, 31 ZIPs; Arizona 1 county, 25 ZIPs.
First Savings Bank (#32629) largest markets: Clark County, NV (76 branches, 76 ZIPs) (#32629), Douglas County, NE (37 branches, 37 ZIPs) (#32629), El Paso County, TX (93 branches, 31 ZIPs) (#32629), DoñA Ana County, NM (26 branches, 26 ZIPs) (#32629), Mohave County, AZ (25 branches, 25 ZIPs) (#32629), Brown County, SD (20 branches, 20 ZIPs) (#32629).
First Savings Bank (#32629) reports $1.59 billion in total assets; First Savings Bank (#32629) equity $307.6 million (19.3% of First Savings Bank (#32629) assets); First Savings Bank (#32629) domestic deposits $1.27 billion; First Savings Bank (#32629) net income $20.5 million; First Savings Bank (#32629) return on assets 2.61%; First Savings Bank (#32629) return on equity 13.74%; First Savings Bank (#32629) net interest income $61.6 million; First Savings Bank (#32629) call report June 30, 2026.
First Savings Bank (#32629) noncurrent real-estate loans: none reported; First Savings Bank (#32629) residential 0.01%; First Savings Bank (#32629) net charge-offs on real estate 0.59%; First Savings Bank (#32629) multifamily charge-offs 0.18%; First Savings Bank (#32629) residential charge-offs 0.69%.
First Savings Bank (#32629) net interest margin 8.18% against an eight-quarter First Savings Bank (#32629) average of 8.33% (First Savings Bank (#32629) compression 0.15 points); First Savings Bank (#32629) real-estate loans 0.5% of equity; First Savings Bank (#32629) non-residential real estate 69.5% of equity; First Savings Bank (#32629) rate-exposure score 40/100, First Savings Bank (#32629) fixed-rate trap 40/100; First Savings Bank (#32629) risk type rate trapped; First Savings Bank (#32629) rate regime rates elevated, First Savings Bank (#32629) snapshot October 19, 2026.
First Savings Bank (#32629) stress score moved from 7.3 on June 22, 2026 to 6.5 on October 19, 2026; First Savings Bank (#32629) ranged 6.5 to 7.3 over 116 snapshots.
First Savings Bank (#32629) alerts: 19 counties; top First Savings Bank (#32629) alert scores: Beresford County, SD 10 (low); Deming County, SD 10 (low); El Paso County, SD 10 (low); Flandreau County, SD 10 (low); Hecla County, SD 10 (low).