Tradition Capital Bank (FDIC #58057): Bank Stress & Real-Estate Credit Exposure
Tradition Capital Bank (FDIC Cert #58057): bank stress 78/100, severe, STABLE over 7 days; parent TRADITION BANCSHARES INC.
Tradition Capital Bank (#58057) lends in 3 counties across 2 states; Tradition Capital Bank (#58057) reaches 238 ZIP codes: Minnesota 2 counties, 98 ZIPs; Arizona 1 county, 140 ZIPs.
Tradition Capital Bank (#58057) largest markets: Maricopa County, AZ (140 branches, 140 ZIPs) (#58057), Hennepin County, MN (146 branches, 73 ZIPs) (#58057), Ramsey County, MN (27 branches, 27 ZIPs) (#58057).
Tradition Capital Bank (#58057) reports $2.72 billion in total assets; Tradition Capital Bank (#58057) equity $228.7 million (8.4% of Tradition Capital Bank (#58057) assets); Tradition Capital Bank (#58057) domestic deposits $2.10 billion; Tradition Capital Bank (#58057) net income $12.2 million; Tradition Capital Bank (#58057) return on assets 0.91%; Tradition Capital Bank (#58057) return on equity 10.98%; Tradition Capital Bank (#58057) net interest income $38.1 million; Tradition Capital Bank (#58057) call report June 30, 2026.
Tradition Capital Bank (#58057) noncurrent real-estate loans 0.06% of its book; Tradition Capital Bank (#58057) residential 0.16%; Tradition Capital Bank (#58057) net charge-offs on real estate 0.00%.
Tradition Capital Bank (#58057) net interest margin 2.94% against an eight-quarter Tradition Capital Bank (#58057) average of 2.56% (Tradition Capital Bank (#58057) compression -0.38 points); Tradition Capital Bank (#58057) real-estate loans 5.8% of equity; Tradition Capital Bank (#58057) rate-exposure score 40/100, Tradition Capital Bank (#58057) fixed-rate trap 40/100; Tradition Capital Bank (#58057) risk type credit driven; Tradition Capital Bank (#58057) rate regime rates elevated, Tradition Capital Bank (#58057) snapshot October 20, 2026.
Tradition Capital Bank (#58057) stress score moved from 78.9 on June 22, 2026 to 77.9 on October 20, 2026; Tradition Capital Bank (#58057) ranged 77.9 to 78.9 over 117 snapshots.
Tradition Capital Bank (#58057) alerts: 3 counties; top Tradition Capital Bank (#58057) alert scores: Saint Paul County, MN 26 (low); Scottsdale County, MN 26 (low); Wayzata County, MN 26 (low).