Bokf National Assn (FDIC #4214): Bank Stress & Real-Estate Credit Exposure
Bokf National Assn (FDIC Cert #4214): bank stress 63/100, elevated, STABLE over 7 days; parent BOK FINANCIAL CORP (BOKF).
Bokf National Assn (#4214) lends in 32 counties across 8 states; Bokf National Assn (#4214) reaches 1,148 ZIP codes: Oklahoma 10 counties, 208 ZIPs; Texas 8 counties, 484 ZIPs; Colorado 5 counties, 120 ZIPs; New Mexico 4 counties, 67 ZIPs; Arkansas 2 counties, 36 ZIPs; Arizona 1 county, 140 ZIPs.
Bokf National Assn (#4214) largest markets: Harris County, TX (1,144 branches, 143 ZIPs) (#4214), Maricopa County, AZ (560 branches, 140 ZIPs) (#4214), Dallas County, TX (855 branches, 95 ZIPs) (#4214), Bexar County, TX (78 branches, 78 ZIPs) (#4214), Tarrant County, TX (456 branches, 76 ZIPs) (#4214), Jackson County, MO (174 branches, 58 ZIPs) (#4214).
Bokf National Assn (#4214) reports $52.98 billion in total assets; Bokf National Assn (#4214) equity $5.75 billion (10.8% of Bokf National Assn (#4214) assets); Bokf National Assn (#4214) domestic deposits $40.02 billion; Bokf National Assn (#4214) net income $324.8 million; Bokf National Assn (#4214) return on assets 1.23%; Bokf National Assn (#4214) return on equity 11.57%; Bokf National Assn (#4214) net interest income $691.1 million; Bokf National Assn (#4214) call report June 30, 2026.
Bokf National Assn (#4214) noncurrent real-estate loans: none reported; Bokf National Assn (#4214) net charge-offs on real estate 0.97%; Bokf National Assn (#4214) residential charge-offs 0.46%.
Bokf National Assn (#4214) net interest margin 2.92% against an eight-quarter Bokf National Assn (#4214) average of 2.86% (Bokf National Assn (#4214) compression -0.06 points); Bokf National Assn (#4214) non-residential real estate 45.6% of equity; Bokf National Assn (#4214) rate-exposure score 50/100, Bokf National Assn (#4214) fixed-rate trap 50/100; Bokf National Assn (#4214) risk type credit driven; Bokf National Assn (#4214) rate regime rates elevated; Bokf National Assn (#4214) shares 14.2% below the 52-week high, Bokf National Assn (#4214) equity trend weakening, Bokf National Assn (#4214) snapshot October 20, 2026.
Bokf National Assn (#4214) stress score moved from 64.2 on June 22, 2026 to 63 on October 20, 2026; Bokf National Assn (#4214) ranged 63 to 64.2 over 117 snapshots.
Bokf National Assn (#4214) alerts: 31 counties; top Bokf National Assn (#4214) alert scores: Muskogee County, OK 40 (moderate); Tulsa County, OK 37 (moderate); Albuquerque County, OK 21 (low); Bartlesville County, OK 21 (low); Bentonville County, OK 21 (low).