Ks Statebank (FDIC #19899): Bank Stress & Real-Estate Credit Exposure
Ks Statebank (FDIC Cert #19899): bank stress 40/100, contained, STABLE over 7 days; parent MANHATTAN BANKING CORP.
Ks Statebank (#19899) lends in 5 counties across 2 states; Ks Statebank (#19899) reaches 222 ZIP codes: Kansas 4 counties, 82 ZIPs; Arizona 1 county, 140 ZIPs.
Ks Statebank (#19899) largest markets: Maricopa County, AZ (140 branches, 140 ZIPs) (#19899), Sedgwick County, KS (52 branches, 52 ZIPs) (#19899), Riley County, KS (28 branches, 14 ZIPs) (#19899), Pottawatomie County, KS (12 branches, 12 ZIPs) (#19899), Geary County, KS (8 branches, 8 ZIPs) (#19899).
Ks Statebank (#19899) reports $2.60 billion in total assets; Ks Statebank (#19899) equity $342.1 million (13.2% of Ks Statebank (#19899) assets); Ks Statebank (#19899) domestic deposits $2.17 billion; Ks Statebank (#19899) net income $25.4 million; Ks Statebank (#19899) return on assets 1.95%; Ks Statebank (#19899) return on equity 15.22%; Ks Statebank (#19899) net interest income $43.1 million; Ks Statebank (#19899) call report June 30, 2026.
Ks Statebank (#19899) noncurrent real-estate loans: none reported; Ks Statebank (#19899) multifamily -0.01%; Ks Statebank (#19899) residential 0.01%; Ks Statebank (#19899) net charge-offs on real estate 1.64%; Ks Statebank (#19899) multifamily charge-offs 0.31%; Ks Statebank (#19899) residential charge-offs 1.98%.
Ks Statebank (#19899) net interest margin 3.38% against an eight-quarter Ks Statebank (#19899) average of 3.06% (Ks Statebank (#19899) compression -0.32 points); Ks Statebank (#19899) non-residential real estate 198.0% of equity; Ks Statebank (#19899) rate-exposure score 40/100, Ks Statebank (#19899) fixed-rate trap 40/100; Ks Statebank (#19899) risk type credit driven; Ks Statebank (#19899) rate regime rates elevated, Ks Statebank (#19899) snapshot October 20, 2026.
Ks Statebank (#19899) stress score moved from 41.7 on June 22, 2026 to 40.4 on October 20, 2026; Ks Statebank (#19899) ranged 40.4 to 41.7 over 117 snapshots.
Ks Statebank (#19899) alerts: 4 counties; top Ks Statebank (#19899) alert scores: Wichita County, KS 23 (low); Junction City County, KS 17 (low); Manhattan County, KS 17 (low); Phoenix County, KS 17 (low).