Montana Bank Stress by County

Montana banks score moderate but building, a 58/100 county mean, placing it 35th of 52. Think of it as the supply side of credit. As it deteriorates, refinancing options close and owners run out of alternatives to selling.

Acquirers should care because financing is the constraint -- as Montana credit tightens, forced sales rise. That is what makes it an early indicator rather than a lagging one.

Every bank operating in Montana is scored from FDIC financials and weighted by branch footprint across the state 54 counties.

There are 11 counties in Montana above the 65 threshold, with a high of 100/100, where credit is tightest.

DLRadar re-scores Montana's banks on every new FDIC filing cycle, keeping the statewide bank-stress picture — and each county's standing within it — current to the latest financials.

For someone working Montana, a moderate but building reading is a targeting tool: the most stressed counties are where owners lose their options soonest.

Carter County carries the heaviest lender pressure in Montana at 100/100, followed by Granite County. The ranking below orders every Montana county by bank stress, each linking to its full distress profile.

Lender data and parcel data are aligned for Montana, so credit stress can be traced to the properties it actually threatens.

The same FDIC-based model runs nationwide, wired to parcel-level foreclosure, lien and ownership data. That gives Montana buyers an early, auditable read on supply, each number from public federal data.