Yellowstone Bank (FDIC #1978): Bank Stress & Real-Estate Credit Exposure
Yellowstone Bank (FDIC Cert #1978): bank stress 30/100, contained, STABLE over 7 days; parent YELLOWSTONE HOLDING CO.
Yellowstone Bank (#1978) lends in 5 counties across 1 state; Yellowstone Bank (#1978) reaches 51 ZIP codes: Montana 5 counties, 51 ZIPs.
Yellowstone Bank (#1978) largest markets: Yellowstone County, MT (80 branches, 16 ZIPs) (#1978), Gallatin County, MT (10 branches, 10 ZIPs) (#1978), Stillwater County, MT (20 branches, 10 ZIPs) (#1978), Powder River County, MT (9 branches, 9 ZIPs) (#1978), Richland County, MT (9 branches, 9 ZIPs) (#1978).
Yellowstone Bank (#1978) reports $1.34 billion in total assets; Yellowstone Bank (#1978) equity $169.7 million (12.7% of Yellowstone Bank (#1978) assets); Yellowstone Bank (#1978) domestic deposits $1.12 billion; Yellowstone Bank (#1978) net income $20.2 million; Yellowstone Bank (#1978) return on assets 2.99%; Yellowstone Bank (#1978) return on equity 23.13%; Yellowstone Bank (#1978) net interest income $27.4 million; Yellowstone Bank (#1978) call report June 30, 2026.
Yellowstone Bank (#1978) noncurrent real-estate loans: none reported; Yellowstone Bank (#1978) net charge-offs on real estate 0.00%.
Yellowstone Bank (#1978) net interest margin 4.26% against an eight-quarter Yellowstone Bank (#1978) average of 4.06% (Yellowstone Bank (#1978) compression -0.20 points); Yellowstone Bank (#1978) rate-exposure score 40/100, Yellowstone Bank (#1978) fixed-rate trap 40/100; Yellowstone Bank (#1978) risk type rate trapped; Yellowstone Bank (#1978) rate regime rates elevated, Yellowstone Bank (#1978) snapshot October 20, 2026.
Yellowstone Bank (#1978) stress score moved from 29.7 on June 22, 2026 to 29.9 on October 20, 2026; Yellowstone Bank (#1978) ranged 29.7 to 29.9 over 117 snapshots.
Yellowstone Bank (#1978) alerts: 5 counties; top Yellowstone Bank (#1978) alert scores: Bozeman County, MT 15 (low); Broadus County, MT 15 (low); Columbus County, MT 15 (low); Laurel County, MT 15 (low); Sidney County, MT 15 (low).