Little Horn State Bank (FDIC #11821): Bank Stress & Real-Estate Credit Exposure

Little Horn State Bank (FDIC Cert #11821): bank stress 64/100, elevated, STABLE over 7 days; parent BITTERROOT HOLDING CO.

Little Horn State Bank (#11821) lends in 3 counties across 2 states; Little Horn State Bank (#11821) reaches 41 ZIP codes: Montana 2 counties, 30 ZIPs; Wyoming 1 county, 12 ZIPs.

Little Horn State Bank (#11821) largest markets: Big Horn County, MT (18 branches, 18 ZIPs) (#11821), Yellowstone County, MT (16 branches, 16 ZIPs) (#11821), Sheridan County, WY (12 branches, 12 ZIPs) (#11821).

Little Horn State Bank (#11821) reports $412.6 million in total assets; Little Horn State Bank (#11821) equity $42.0 million (10.2% of Little Horn State Bank (#11821) assets); Little Horn State Bank (#11821) domestic deposits $347.5 million; Little Horn State Bank (#11821) net income $2.7 million; Little Horn State Bank (#11821) return on assets 1.31%; Little Horn State Bank (#11821) return on equity 13.01%; Little Horn State Bank (#11821) net interest income $8.2 million; Little Horn State Bank (#11821) call report June 30, 2026.

Little Horn State Bank (#11821) noncurrent real-estate loans 0.58% of its book; Little Horn State Bank (#11821) residential -0.01%; Little Horn State Bank (#11821) net charge-offs on real estate 1.17%; Little Horn State Bank (#11821) residential charge-offs 0.96%.

Little Horn State Bank (#11821) net interest margin 4.24% against an eight-quarter Little Horn State Bank (#11821) average of 4.21% (Little Horn State Bank (#11821) compression -0.03 points); Little Horn State Bank (#11821) real-estate loans 58.3% of equity; Little Horn State Bank (#11821) non-residential real estate 95.8% of equity; Little Horn State Bank (#11821) rate-exposure score 40/100, Little Horn State Bank (#11821) fixed-rate trap 40/100; Little Horn State Bank (#11821) risk type credit driven; Little Horn State Bank (#11821) rate regime rates elevated, Little Horn State Bank (#11821) snapshot October 19, 2026.

Little Horn State Bank (#11821) stress score moved from 59.7 on June 22, 2026 to 63.7 on October 19, 2026; Little Horn State Bank (#11821) ranged 59.7 to 63.7 over 116 snapshots.

Little Horn State Bank (#11821) alerts: 3 counties; top Little Horn State Bank (#11821) alert scores: Sheridan County, MT 37 (moderate); Billings County, MT 21 (low); Hardin County, MT 21 (low).