Gallatin County, MT: Foreclosures, Tax Liens & Distressed Properties

DLRadar tracks property distress across Gallatin County, Montana using verifiable public-record signals alone. Across its ZIPs, composite distress spans 16 to 20 out of 100. County-level credit and bank headwind reads 49/100. The county spans 10 scored ZIP codes, averaging 19/100 composite distress.

The neutral-phase county posted home values that rose 3.7% over twelve months, at 38/100 phase confidence. At this stage of the cycle, blanket buying underperforms so screen ZIP by ZIP.

Near the cycle top at +3.7% YoY (38/100 confidence), the discount lives in outliers — target the few ZIPs carrying distress. A mid-cycle 49/100 lender reading means mixed owner- and bank-driven distress.

Distress concentrates in ZIP 59714 (20/100), ZIP 59718 (20/100), ZIP 59741 (20/100), ZIP 59758 (20/100), ZIP 59760 (20/100), ZIP 59715 (19/100) — drill into any for the parcel-level read. Further scored ZIPs: 59730, 59086, 59752, 59716.

By the numbers, the Gallatin County ZIPs on file show home values averaging roughly $666,360, above the US, 9.2% of households below the poverty line, 73% owner-occupancy, a median household income near $88,358 (above the US norm), residents with a median age around 41.8, a 22% vacancy rate. These fundamentals frame the kind of distress to expect and the buyer pool on exit.

Gallatin County, Montana's 19/100 average over 10 ZIPs says Gallatin County rewards parcel-by-parcel work — work it parcel by parcel. Inside DLRadar, each Gallatin County property carries owner, mailing address, APN, a per-parcel score, lender exposure and exit read.

Because Gallatin County, Montana is scored on the identical public-record model used nationwide, even a quiet county is measured on one scale — letting you weigh Gallatin County against neighboring markets or the rest of Montana on equal footing.

The way to work Gallatin County, Montana is top-down — start with the highest-scoring ZIPs (up to 20/100 here), then drill to the parcels driving those numbers, rather than blanketing Gallatin County with undifferentiated outreach. The Gallatin County read is rebuilt from public records as they post — no modeling fills the gaps — so what you see is what the documents support, refreshed on each ingest.

At the ZIP level, the sharpest readings in Gallatin County are 59714 (20/100), 59718 (20/100), 59741 (20/100), 59758 (20/100), 59760 (20/100), 59715 (19/100). DLRadar also scores 59730, 59086, 59752, 59716 across the county. Each code carries its own composite built from that ZIP's foreclosure, mortgage, tax-lien and lender signals, so two neighboring ZIPs can diverge sharply even inside one county.

The Gallatin County score is not a single measure but a composite: foreclosure activity, mortgage and tax-lien stress, and local lender headwind each feed it, which is why understanding the components matters as much as the headline number.