ZIP 59715 Property Distress & Foreclosure Data

ZIP code 59715 in Gallatin County, Montana carries a composite property-distress score of 20/100 — a low reading on DLRadar's deterministic public-record index. What sets it apart are the readings on construction/permit lag (64/100), structural risk (44/100), institutional ownership (5/100). By contrast, institutional ownership (5/100) and mortgage stress (4/100) register low. The latent-versus-live split is 44/100 structural and 1/100 already moving. It additionally carries heavy environmental risk: climate & FEMA risk (83/100).

The market reads peak — home values rose 1.6% year on year, 1.9% off the recent peak, and 17% higher over three years (phase confidence 15/100). Topping markets hide individual distress behind strong averages.

Home values center near $848,400, an affordability ratio of 8.9× — stretched. 15.1% of residents fall below the poverty threshold. The vacancy rate is 8.3%. Around 44% of renters are cost-burdened. Educational attainment sits at 68% bachelor's-or-above. About 39,275 people live here, median age 31. Median household income is $85,000, near the U.S. median near $78,000. The ZIP holds roughly 17,718 housing units. DLRadar's demographic-stress index for the area reads 45/100. Owners hold 56% of homes, renters 44%.

Net-net, 59715 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.