ZIP 59741 Foreclosure, Tax-Lien & Distress Report

Gallatin County, Montana's ZIP 59741 registers 20/100 composite distress, which DLRadar reads as low. The split runs 43/100 structural to 1/100 active on the ground. Property-level stress concentrates in construction/permit lag (57/100), structural risk (43/100), institutional ownership (5/100). By contrast, institutional ownership (5/100) and mortgage stress (4/100) register low. It additionally carries heavy environmental risk: climate & FEMA risk (84/100).

The market reads neutral — home values rose 3.7% year on year, and 1% higher over three years, at 38/100 phase confidence. Appreciation rarely lifts every parcel — the laggards are the opportunity.

5,635 residents call 59741 home, typically aged 42. The vacancy rate is 3.9%. There are about 2,360 housing units across 59741. Around 36% of adults hold a bachelor's degree or higher. A median home runs $615,200 here, or 6.5 times local income. 5.5% of residents fall below the poverty threshold. DLRadar's demographic-stress index for the area reads 36/100. At $86,382, median income runs near typical U.S. levels. 79% of housing is owner-occupied. Rent burden reaches 42% of tenant households.

Broadly, 59741 is a steadier market — the deals are the exceptions, not the rule. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

Big metro or rural, 59741 runs through one identical public-record model, so its 20/100 sits on the same scale as every other ZIP in Gallatin County, Montana and the nation. Every figure is auditable to a public dataset and refreshed on ingest; 59741 shows blanks, not estimates, wherever the record is sparse.

The 20/100 figure for 59741 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. Treat 59741 as a screen: confirm the composite, open the distressed parcels beneath it, and run the deal to funding and close on DLRadar.