ZIP 59718 Property Distress & Foreclosure Data

Composite property distress in 59718 (Gallatin County, Montana) lands at 20/100 — low on DLRadar's public-record scoring. It additionally carries heavy environmental risk: climate & FEMA risk (84/100). The sharpest non-environmental signals are construction/permit lag (64/100), structural risk (45/100), institutional ownership (5/100). By contrast, institutional ownership (5/100) and mortgage stress (4/100) register low. Structural risk reads 45/100 against active distress of 1/100.

The market reads peak — home values rose 1.4% year on year, 2.1% off the recent peak, and 10% higher over three years, at 13/100 phase confidence. Topping markets hide individual distress behind strong averages.

Home values center near $646,400, an affordability ratio of 6.3×. Owners hold 57% of homes, renters 43%. Vacancy runs 6.8%. There are about 20,813 housing units across 59718. Median household income is $91,852, above the U.S. median near $78,000. Rent burden reaches 37% of tenant households. About 43,750 people live here, median age 32. DLRadar's demographic-stress index for the area reads 36/100. Educational attainment sits at 57% bachelor's-or-above. 8.3% of residents fall below the poverty threshold.

Net-net, 59718 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.