ZIP 59020 Foreclosure, Tax-Lien & Distress Report

Composite property distress in 59020 (Park County, Montana) lands at 18/100 — low on DLRadar's public-record scoring. Structural risk reads 39/100 against active distress of 1/100. Environmental exposure also runs high (climate & FEMA risk (68/100)). Leading the profile are construction/permit lag (73/100), structural risk (39/100), mortgage stress (4/100). mortgage stress (4/100) and institutional ownership (3/100) stay muted.

The peak-phase market in 59020 posted values that rose 2.2% over the year, at 21/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

Vacancy runs 60.8%, above the national norm and a classic distress-and-opportunity signal. There are about 145 housing units across 59020. 48% of housing is owner-occupied. Rent burden reaches 65% of tenant households. Home values center near $370,800, an affordability ratio of 8.5× — stretched. About 41% have a four-year degree. Population is roughly 97 with a median age of 44. The poverty rate is 13.4%. Households earn a median $42,500 — below the roughly $78,000 national figure. The demographic-stress sub-score lands at 55/100.

Taken together, 59020 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. While 59020 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.

No ZIP is too small to score: 59020 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 18/100 composite is a like-for-like number rather than an isolated estimate. Every figure is auditable to a public dataset and refreshed on ingest; 59020 shows blanks, not estimates, wherever the record is sparse.

59020's score blends several independent layers — foreclosure and mortgage stress, tax and lien delinquency, bank headwind and structural exposure — into one 0–100 number, so understanding the components matters as much as the headline for anyone screening the ZIP. Practically, 59020 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.