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ZIP 59028 Foreclosure, Tax-Lien & Distress Report

Stillwater County, Montana · High Vacancy market

ZIP 59028's composite property-distress score is 14/100 - DLRadar classes that as minimal for Stillwater County, Montana. Property-level stress concentrates in construction/permit lag (100/100), structural risk (33/100), mortgage stress (5/100). mortgage stress (5/100) and institutional ownership (3/100) stay muted. The split runs 33/100 structural to 1/100 active on the ground.

The market reads expansion — home values rose 5.0% year on year, 1.4% off the recent peak (phase confidence 56/100). Even climbing markets leave specific parcels in distress; the scoring isolates them.

The ZIP holds roughly 409 housing units. DLRadar's demographic-stress index for the area reads 39/100. 455 residents call 59028 home, typically aged 63. Around 42% of adults hold a bachelor's degree or higher. The vacancy rate is 42.2% — elevated. Around 37% of renters are cost-burdened. Home values center near $551,900, an affordability ratio of 6.8×. 4.7% of residents fall below the poverty threshold. Owners hold 79% of homes, renters 21%. At $76,250, median income runs near typical U.S. levels.

Taken together, 59028 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. While 59028 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.

Whether 59028 runs hot or quiet, its 14/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 59028 can be compared directly against any other ZIP in Stillwater County, Montana or nationwide. Every figure is auditable to a public dataset and refreshed on ingest; 59028 shows blanks, not estimates, wherever the record is sparse.

Each component behind 59028 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 14/100 roll-up. For an operator, 59028 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.

14/100
Composite stress
33/100
Structural risk
1/100
Distress activity

What is driving ZIP 59028’s distress

Foreclosure activity0
Mortgage stress5
Climate / FEMA risk24
Nine more distress signals are scored here

Tax delinquency, institutional ownership, insurance pressure, NFIP/flood, construction lag, price dislocation and auction velocity — plus the 0 individual distressed properties are broken out by owner, address, APN, per-property score and exit read inside DLRadar.

59028 at a glance

The live 59028 panel — distress score, market phase, housing and bank pressure — as attached to every individual property.

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See who owns each distressed property in 59028, where it is, its APN and score, the bank behind it and how fast it should exit — then fund and close it in one click. Continuously refreshed, nationwide.

Rules-based scoring — each signal ties to a public dataset · methodology

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