ZIP 59074 Foreclosure, Tax-Lien & Distress Report

In Stillwater County, Montana, ZIP 59074 scores 11 of 100 for composite distress, a minimal level on DLRadar's public-record index. Structural exposure scores 27 and live distress 2 on the 0–100 scale. Its heaviest discrete signals: construction/permit lag (100/100), structural risk (27/100), mortgage stress (6/100). By contrast, mortgage stress (6/100) and institutional ownership (4/100) register low.

The market reads peak — home values rose 2.4% year on year, at 20/100 phase confidence. Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

Households earn a median $49,643 — below the roughly $78,000 national figure. The poverty rate is 29.8% — high, a tax-stress and distress correlate. The ZIP holds roughly 279 housing units. 86% of housing is owner-occupied. Home values center near $168,800, an affordability ratio of 2.6× — accessible. On demographic stress specifically, 59074 scores 30/100. Around 19% of renters are cost-burdened. Vacancy runs 29.7%, above the national norm and a classic distress-and-opportunity signal. About 12% have a four-year degree. About 396 people live here, median age 62.

Taken together, 59074 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. No parcel file is published for 59074 yet, but every score above is drawn from a verifiable public dataset and refreshed as records post.

Whether 59074 runs hot or quiet, its 11/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 59074 can be compared directly against any other ZIP in Stillwater County, Montana or nationwide. Sparse data for 59074 shows as blanks, never estimates, and the score updates on every fresh public filing.

The 11/100 figure for 59074 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. Treat 59074 as a screen: confirm the composite, open the distressed parcels beneath it, and run the deal to funding and close on DLRadar.