ZIP 59019 Foreclosure, Tax-Lien & Distress Report

Composite property distress in 59019 (Stillwater County, Montana) lands at 14/100 — minimal on DLRadar's distress scoring. The sharpest non-environmental signals are construction/permit lag (100/100), structural risk (33/100), mortgage stress (5/100). On the quiet end sit mortgage stress (5/100) and institutional ownership (3/100). The latent-versus-live split is 33/100 structural and 1/100 already moving.

Prices here sit in a expansion phase: values rose 5.0% over the trailing year, 1.4% off the recent peak, and 9% higher over three years, at 56/100 phase confidence. Appreciation rarely lifts every parcel — the laggards are the opportunity.

Population is roughly 4,267 with a median age of 46. Vacancy runs 8.7%. Owners hold 82% of homes, renters 18%. Households earn a median $86,905 — near the roughly $78,000 national figure. The ZIP holds roughly 1,967 housing units. Educational attainment sits at 28% bachelor's-or-above. The typical home is worth about $398,100 (4.1× income). Around 33% of renters are cost-burdened. The demographic-stress sub-score lands at 29/100. The poverty rate is 8.3%.

On balance, 59019 reads as a higher-equity, stable market where distress is selective and worth pinpointing parcel by parcel. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

The 59019 read uses the identical scoring model applied coast to coast, which means its 14/100 score means exactly what it means anywhere else, and 59019 stays directly comparable to neighboring ZIPs and the rest of Stillwater County, Montana. Sparse data for 59019 shows as blanks, never estimates, and the score updates on every fresh public filing.

59019's score blends several independent layers — foreclosure and mortgage stress, tax and lien delinquency, bank headwind and structural exposure — into one 0–100 number, so understanding the components matters as much as the headline for anyone screening the ZIP. Practically, 59019 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.