ZIP 59061 Foreclosure, Tax-Lien & Distress Report

ZIP code 59061 in Stillwater County, Montana carries a composite property-distress score of 14/100 — a minimal reading on DLRadar's deterministic public-record index. On the structural side it scores 33/100, with 1/100 of stress already active. Its heaviest discrete signals: construction/permit lag (100/100), structural risk (33/100), mortgage stress (5/100). On the quiet end sit mortgage stress (5/100) and institutional ownership (3/100).

The expansion-phase market in 59061 posted values that rose 5.0% over the year, 1.4% off the recent peak, at 56/100 phase confidence. Appreciation rarely lifts every parcel — the laggards are the opportunity.

Median household income is $83,333, near the U.S. median near $78,000. 8.3% of residents fall below the poverty threshold. A median home runs $363,800 here, or 4.0 times local income. On demographic stress specifically, 59061 scores 33/100. The vacancy rate is 52.4% — elevated. Educational attainment sits at 38% bachelor's-or-above. Around 36% of renters are cost-burdened. 78% of housing is owner-occupied. 240 residents call 59061 home, typically aged 67. The ZIP holds roughly 345 housing units.

Taken together, 59061 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. Parcel-level detail for 59061 is not published yet -- the ZIP-level readings above remain fully sourced to public records.

Because one deterministic model scores every ZIP, 59061's 14/100 can be lined up against any neighbor in Stillwater County, Montana or any ZIP coast to coast. Where the public record is thin for 59061, the field stays empty rather than modeled, and fills in as new documents post.

Behind 59061's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. For a buyer, 59061 is one row in a larger workflow: confirm the score, pull the distressed parcels behind it, then move from signal to funded, closed acquisition through DLRadar.