Gallatin County, MT Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Gallatin County, MT distress report, 2026: 10 ZIPs scored in Gallatin, MT, Gallatin, MT average 18/100; the top Gallatin, MT ZIP is 59714 at 19/100; Gallatin, MT market phase neutral, Gallatin, MT prices +3.7% year over year.
- Gallatin, MT ranks #1,907 nationally (opportunity index); Gallatin, MT #31 in Montana; Gallatin, MT index 28.0.
- Gallatin, MT ninety-day mortgage delinquency 0.3% in December 2025; Gallatin, MT twelve-month change +0.1%.
- Gallatin, MT ZIP phases: 7 neutral, 2 peak, 1 recovery.
- Gallatin, MT residential listings tracked: 149 across 8 ZIPs; Gallatin, MT candidate listings 43.
- Gallatin, MT HUD assisted properties: 7 with 585 units.
- Gallatin, MT lenders on watch: 8; largest Gallatin, MT footprint Glacier Bank (9 branches).
- Gallatin, MT most distressed ZIP: 59714 at 19/100.
Gallatin, MT figures: DLRadar distress index; Gallatin, MT inputs: CFPB, FHFA, HUD, FDIC; Gallatin, MT rebuilt as sources refresh.
| Rank | Gallatin, MT ZIP | Score |
|---|---|---|
| 1 | 59714 | 19/100 |
| 2 | 59715 | 19/100 |
| 3 | 59718 | 19/100 |
| 4 | 59730 | 19/100 |
| 5 | 59741 | 19/100 |
| 6 | 59758 | 19/100 |
| 7 | 59760 | 19/100 |
| 8 | 59086 | 17/100 |
| 9 | 59752 | 16/100 |
| 10 | 59716 | 15/100 |
Most distressed Gallatin, MT ZIPs (0-100, 2026)
Mortgage delinquency in Gallatin, MT
0.3% of Gallatin, MT mortgages were ninety-plus days late (Gallatin, MT, December 2025); Gallatin, MT thirty-to-eighty-nine days late: 0.8%; Gallatin, MT twelve-month change +0.1%; Gallatin, MT peak since 2008: 3.0% (July 2009); Montana overall 0.6%. Gallatin, MT ninety-day series: Dec 24 0.2, Jan 25 0.3, Feb 25 0.4 (Gallatin, MT), Mar 25 0.5, Apr 25 0.4, May 25 0.5 (Gallatin, MT), Jun 25 0.4, Jul 25 0.5, Aug 25 0.4 (Gallatin, MT), Sep 25 0.2, Oct 25 0.0, Nov 25 0.1 (Gallatin, MT), Dec 25 0.3.
Opportunity index: Gallatin, MT
Gallatin, MT index 28.0, Gallatin, MT phase early_signal; Gallatin, MT primary driver bank institutional, Gallatin, MT second driver construction. Gallatin, MT components: property stress 20.0, foreclosure pressure 21.4, listing discounts 24.3, bank stress 58.6, insurance 0.0; Gallatin, MT pulse 31.8; Gallatin, MT capital opportunity 22.2; Gallatin, MT seven-day change +0.3%.
ZIP market phases inside Gallatin, MT
10 Gallatin, MT ZIPs carry a price-cycle phase; Gallatin, MT ZIPs by phase (Gallatin, MT), deepest drawdown first: peak, +1.3% YoY, 1.1% off peak (Gallatin, MT): 59752; peak, +2.7% YoY (Gallatin, MT): 59086; neutral, +3.7% YoY (Gallatin, MT): 59714, 59718, 59741, 59758, Gallatin, MT 59760; neutral, +3.6% YoY (Gallatin, MT): 59715, 59730; recovery, +2.9% YoY (Gallatin, MT): 59716.
Residential listings by Gallatin, MT ZIP
Gallatin, MT ZIPs with the most tracked Gallatin, MT residential listings: 59718 75 listings, 23 candidates, bank pressure 64; 59715 52 listings, 10 candidates, bank pressure 64; 59752 8 listings, 7 candidates, bank pressure 64; 59714 6 listings, 1 candidates, bank pressure 64 (Gallatin, MT); 59730 5 listings, 1 candidates, bank pressure 65; 59741 3 listings, 1 candidates, bank pressure 64; 59758 0 listings, 0 candidates, bank pressure 64; 59760 0 listings, 0 candidates, bank pressure 64. Gallatin, MT totals: 149 listings; Gallatin, MT candidates 43; active ZIPs 6.
HUD assisted housing in Gallatin, MT
7 assisted properties with 585 units sit in Gallatin, MT; largest Gallatin, MT properties: Icon Apartment Homes At Ferguson Farm (Bozeman) 215 units; Sundance Apartments At Baxter Meadows (Bozeman) 195 units; Icon Apartment Homes At Ferguson Farm Ii (Bozeman) 120 units in Gallatin, MT; Bozeman Senior Housing / Summerwood Apts. (Bozeman) 37 units, 36 assisted; Bozeman Supportive Housing/Spring Run (Bozeman) 18 units, 17 assisted; 2131 Graf (Bozeman) 0 units.
Lenders with branches in Gallatin, MT
Gallatin, MT lenders by branch count: Glacier Bank (Gallatin, MT): stress 54, 9 branches low in Gallatin, MT; Stockman Bank Of Montana (Gallatin, MT): stress 53, 5 branches low in Gallatin, MT; Manhattan Bank (Gallatin, MT): stress 68, 4 branches low in Gallatin, MT; First Interstate Bank (Gallatin, MT): stress 57, 4 branches low in Gallatin, MT; Opportunity Bank Of Montana (Gallatin, MT): stress 67, 3 branches low in Gallatin, MT; American Bank (Gallatin, MT): stress 65, 3 branches low in Gallatin, MT; Madison Valley Bank (Gallatin, MT): stress 73, 2 branches low in Gallatin, MT; Bank Of Bozeman (Gallatin, MT): stress 73, 1 branch low in Gallatin, MT.
Vacancy and permits, Gallatin, MT
6,353 of 57,568 Gallatin, MT housing units are vacant; Gallatin, MT permits, twelve months: 622 multifamily units in Gallatin, MT, 867 one-to-four unit units.
Work Gallatin, MT at the parcel level
Every Gallatin, MT parcel carries owner and address; every Gallatin, MT parcel carries APN; Gallatin, MT distress scores sit on the Gallatin, MT live board.
Gallatin, MT figures refresh with each source.
Gallatin, MT questions
Most distressed ZIP code in Gallatin County, MT?
ZIP 59714 leads Gallatin, MT at 19/100; next in Gallatin, MT: 59715 at 19/100; the Gallatin, MT average is 18/100.
Where does Gallatin County, MT rank for investment opportunity?
Gallatin, MT is #1,907 among all ranked counties, #31 in Montana; the Gallatin, MT driver is bank institutional; Gallatin, MT moved down 23 places.
How many mortgages are delinquent in Gallatin County, MT?
0.3% of Gallatin, MT mortgages were ninety-plus days late in December 2025; the Gallatin, MT peak since 2008 was 3.0%.
Which banks lend in Gallatin County, MT?
8 watched lenders hold Gallatin, MT branches; the largest Gallatin, MT footprints are Glacier Bank (9), Stockman Bank Of Montana (5), Manhattan Bank (4).
More on Gallatin, MT
Gallatin County, MT distress report: public-record figures for Gallatin, MT; not legal advice for Gallatin, MT; not tax or investment advice; verify every Gallatin, MT record before acting.