Madison County, MT: Foreclosures, Tax Liens & Distressed Properties

Madison County, Montana sits inside DLRadar's nationwide distress index, built entirely from public records. The county's lending-headwind score sits at 64/100 (elevated). There are 18 scored ZIPs in the county (mean composite 12/100). Individual Madison County ZIPs score between 10 and 19 on the 0–100 composite.

In its peak phase, Madison County home prices rose 2.2% across the last year (phase confidence 21/100). With pricing topped out, the opportunity narrows as the ZIP scores below show.

Near the cycle top at +2.2% YoY (21/100 confidence), the discount lives in outliers and a county-wide sweep stays on the shelf. Bank stress at 64/100 is a buyer tailwind: short sales and foreclosures accelerate.

Distress concentrates in ZIP 59730 (19/100), ZIP 59716 (16/100), ZIP 59721 (13/100), ZIP 59710 (12/100), ZIP 59720 (12/100), ZIP 59725 (12/100) — drill into any for the parcel-level read. Other tracked Madison County ZIPs include 59729, 59735, 59740, 59745, 59747, 59749, 59751, 59754, 59755, 59759.

Demographically, the Madison County ZIPs on file run a 32.8% vacancy rate, 79% owner-occupancy, a 9.6% poverty rate, a median age of 49.2, a median household income near $70,579 (near the US norm), median home values around $554,769 (above the national figure). Numbers like these signal both the distress on offer and the exit velocity.

With a minimal 12/100 reading over 18 ZIPs, distress here is parcel-specific for a disciplined buyer. Subscribers get each Madison County parcel's owner, address and APN, a distress reading, the lender on title and exit timing.

Whether Madison County, Montana carries heavy distress or only a handful of flagged parcels, every score here is built the same deterministic way — from recorded foreclosures, tax delinquency, liens and lender stress — so Madison County can be compared directly against any county in the country.

Approach Madison County by rank rather than by average — the 12/100 county figure conceals the spread, since the returns live in the top-scoring ZIPs. These Madison County numbers come straight from public filings and refresh as new ones post; a missing source produces a blank field, never an estimate.

Drilling in, Madison County's highest-scoring ZIPs are 59730 (19/100), 59716 (16/100), 59721 (13/100), 59710 (12/100), 59720 (12/100), 59725 (12/100). DLRadar also scores 59729, 59735, 59740, 59745, 59747, 59749, 59751, 59754 and more across the county. Every one of these is scored independently — a ZIP's composite reflects its own recorded distress, which is why the county average alone hides where the real pressure sits.

The Madison County score is not a single measure but a composite: foreclosure activity, mortgage and tax-lien stress, and local lender headwind each feed it, which is why understanding the components matters as much as the headline number.