Bank Of The Rockies (FDIC #2205): Bank Stress & Real-Estate Credit Exposure

Bank Of The Rockies (FDIC Cert #2205): bank stress 53/100, moderate, STABLE over 7 days; parent COUNTRICORP.

Bank Of The Rockies (#2205) lends in 5 counties across 1 state; Bank Of The Rockies (#2205) reaches 45 ZIP codes: Montana 5 counties, 45 ZIPs.

Bank Of The Rockies (#2205) largest markets: Lewis And Clark County, MT (12 branches, 12 ZIPs) (#2205), Fergus County, MT (11 branches, 11 ZIPs) (#2205), Park County, MT (33 branches, 11 ZIPs) (#2205), Gallatin County, MT (10 branches, 10 ZIPs) (#2205), Meagher County, MT (4 branches, 4 ZIPs) (#2205).

Bank Of The Rockies (#2205) reports $277.4 million in total assets; Bank Of The Rockies (#2205) equity $26.1 million (9.4% of Bank Of The Rockies (#2205) assets); Bank Of The Rockies (#2205) domestic deposits $229.5 million; Bank Of The Rockies (#2205) net income $2.7 million; Bank Of The Rockies (#2205) return on assets 2.01%; Bank Of The Rockies (#2205) return on equity 21.27%; Bank Of The Rockies (#2205) net interest income $6.3 million; Bank Of The Rockies (#2205) call report June 30, 2026.

Bank Of The Rockies (#2205) noncurrent real-estate loans: none reported; Bank Of The Rockies (#2205) net charge-offs on real estate 0.71%; Bank Of The Rockies (#2205) residential charge-offs 1.94%.

Bank Of The Rockies (#2205) net interest margin 4.94% against an eight-quarter Bank Of The Rockies (#2205) average of 4.83% (Bank Of The Rockies (#2205) compression -0.11 points); Bank Of The Rockies (#2205) non-residential real estate 194.0% of equity; Bank Of The Rockies (#2205) rate-exposure score 40/100, Bank Of The Rockies (#2205) fixed-rate trap 40/100; Bank Of The Rockies (#2205) risk type credit driven; Bank Of The Rockies (#2205) rate regime rates elevated, Bank Of The Rockies (#2205) snapshot October 20, 2026.

Bank Of The Rockies (#2205) stress score moved from 50 on June 22, 2026 to 52.5 on October 20, 2026; Bank Of The Rockies (#2205) ranged 50 to 52.5 over 117 snapshots.

Bank Of The Rockies (#2205) alerts: 5 counties; top Bank Of The Rockies (#2205) alert scores: Bozeman County, MT 19 (low); Helena County, MT 19 (low); Lewistown County, MT 19 (low); Livingston County, MT 19 (low); White Sulphur Springs County, MT 19 (low).