Bank Of Commerce (FDIC #18059): Bank Stress & Real-Estate Credit Exposure

Bank Of Commerce (FDIC Cert #18059): bank stress 31/100, contained, STABLE over 7 days.

Bank Of Commerce (#18059) lends in 9 counties across 2 states; Bank Of Commerce (#18059) reaches 68 ZIP codes: Idaho 8 counties, 58 ZIPs; Montana 1 county, 10 ZIPs.

Bank Of Commerce (#18059) largest markets: Bonneville County, ID (70 branches, 14 ZIPs) (#18059), Bingham County, ID (24 branches, 12 ZIPs) (#18059), Beaverhead County, MT (10 branches, 10 ZIPs) (#18059), Jefferson County, ID (30 branches, 10 ZIPs) (#18059), Bannock County, ID (10 branches, 10 ZIPs) (#18059), Cassia County, ID (9 branches, 9 ZIPs) (#18059).

Bank Of Commerce (#18059) reports $2.34 billion in total assets; Bank Of Commerce (#18059) equity $346.4 million (14.8% of Bank Of Commerce (#18059) assets); Bank Of Commerce (#18059) domestic deposits $1.93 billion; Bank Of Commerce (#18059) net income $24.3 million; Bank Of Commerce (#18059) return on assets 2.13%; Bank Of Commerce (#18059) return on equity 14.53%; Bank Of Commerce (#18059) net interest income $50.3 million; Bank Of Commerce (#18059) call report June 30, 2026.

Bank Of Commerce (#18059) noncurrent real-estate loans: none reported; Bank Of Commerce (#18059) net charge-offs on real estate 1.11%; Bank Of Commerce (#18059) residential charge-offs 1.53%.

Bank Of Commerce (#18059) net interest margin 4.67% against an eight-quarter Bank Of Commerce (#18059) average of 4.61% (Bank Of Commerce (#18059) compression -0.06 points); Bank Of Commerce (#18059) non-residential real estate 152.8% of equity; Bank Of Commerce (#18059) rate-exposure score 40/100, Bank Of Commerce (#18059) fixed-rate trap 40/100; Bank Of Commerce (#18059) risk type rate trapped; Bank Of Commerce (#18059) rate regime rates elevated, Bank Of Commerce (#18059) snapshot October 19, 2026.

Bank Of Commerce (#18059) stress score moved from 27.7 on June 22, 2026 to 31.2 on October 19, 2026; Bank Of Commerce (#18059) ranged 27.7 to 31.2 over 116 snapshots.

Bank Of Commerce (#18059) alerts: 9 counties; top Bank Of Commerce (#18059) alert scores: American Falls County, ID 16 (low); Burley County, ID 16 (low); Dillon County, ID 16 (low); Driggs County, ID 16 (low); Idaho Falls County, ID 16 (low).