Valley County, MT: Foreclosures, Tax Liens & Distressed Properties

Valley County, MT, Montana: 14 ZIP codes scored, Valley County, MT averaging 9/100 (minimal, Valley, MT), from 6 to 16. Valley County, MT is in its peak phase (Valley, MT confidence 21/100): Valley, MT home prices up 2.2% (Valley, MT) over twelve months. Valley County, MT lender headwind: 58/100.

Highest-scoring Valley County, MT ZIPs: 59241 (16/100), 59201 (15/100), 59261 (15/100), 59260 (14/100), 59223 (12/100), 59253 (11/100). Also scored in Valley County, MT: 59225, 59230, 59231, 59240, 59244, 59248, 59250, 59273.

Across Valley County, MT's scored ZIPs: median home value $182,100, household income $60,257, 33.9% vacancy, 14.4% poverty, 83% owner-occupied, median age 45.6.

Valley County, MT insurance distress 0/100 (#2,860 in the US); FEMA hazard 0/100 for Valley, MT; 1 federal disaster declaration in Valley County, MT since 2023; Valley, MT construction distress 19/100.

4 banks with 5 branches lend in Valley County, MT; Valley, MT weighted bank stress 64/100, highest 77/100 in Valley, MT.

Valley County, MT unemployment 2.5% (Valley, MT -1.8 pts, six months); Valley, MT home prices +8.8% a year (Valley, MT) over three years.

4,254 housing units in Valley County, MT; 661 Valley, MT renter households; 39% of Valley, MT renters spend 30%+ of income on rent, 12% (Valley, MT) half or more.

Valley County, MT ranks #2,995 nationally on the opportunity index (Valley, MT, among all ranked counties); Valley, MT scores 23.2/100 and Valley, MT sits #54 inside Montana. Valley, MT is in the weak opportunity phase; Valley, MT's primary driver is vacancy, Valley, MT second driver bank institutional; Valley, MT moved down 535 places. 6 days on market observed in Valley, MT; 21.4% vacancy over 14 Valley, MT ZIPs.

No CFPB county sample covers Valley County, MT. The non-metro area reading for Valley, MT: 0.7% ninety-plus days late; Valley, MT's thirty-to-eighty-nine share is 2.0% (Valley, MT, December 2025 data); Montana overall 0.6%.

Valley County, MT has 3 watched banks; 3 Valley, MT banks sit in an elevated band. Valley, MT footprints: Opportunity Bank Of Montana (2 branches, stress 67) in Valley, MT; Bank Of Bridger Na (1 branch, stress 77) in Valley, MT; Independence Bank (1 branch, stress 44) in Valley, MT.

1,303 of the 4,254 housing units in Valley, MT sit vacant.