ZIP 59261 Foreclosure, Tax-Lien & Distress Report

ZIP code 59261 in Phillips County, Montana carries a composite property-distress score of 15/100 — a low reading on DLRadar's deterministic distress index. Structural exposure scores 35 and live distress 2 on the 0–100 scale. The most distinctive pressure shows up in construction/permit lag (100/100), structural risk (35/100), mortgage stress (6/100). mortgage stress (6/100) and institutional ownership (3/100) stay muted.

Prices here sit in a peak phase: values rose 2.2% over the trailing year, at 21/100 phase confidence. Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

Roughly 13.1% live below the poverty line. 496 residents call 59261 home, typically aged 55. Households earn a median $65,833 — below the roughly $78,000 national figure. 79% of housing is owner-occupied. Educational attainment sits at 23% bachelor's-or-above. The demographic-stress sub-score lands at 26/100. Rent burden reaches 8% of tenant households. The ZIP holds roughly 413 housing units. Vacancy runs 42.7%, above the national norm and a classic distress-and-opportunity signal. The typical home is worth about $143,300 (2.5× income, relatively affordable).

Taken together, 59261 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. No parcel file is published for 59261 yet, but every score above is drawn from a verifiable public dataset and refreshed as records post.

Big metro or rural, 59261 runs through one identical scoring model, so its 15/100 sits on the same scale as every other ZIP in Phillips County, Montana and the nation. 59261 carries no interpolated values - each figure ties to a public source and refreshes the moment new records land.

The 15/100 figure for 59261 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. For a buyer, 59261 is one row in a larger workflow: confirm the score, pull the distressed parcels behind it, then move from signal to funded, closed acquisition through DLRadar.