ZIP 59538 Foreclosure, Tax-Lien & Distress Report

Composite property distress in 59538 (Phillips County, Montana) lands at 5/100 — minimal on DLRadar's public-record scoring. The sharpest non-environmental signals are structural risk (10/100), mortgage stress (5/100), institutional ownership (3/100). By contrast, mortgage stress (5/100) and institutional ownership (3/100) register low. Structural risk reads 10/100 against active distress of 2/100.

The market reads peak — home values rose 3.4% year on year, and 21% higher over three years, at 41/100 phase confidence. Topping markets hide individual distress behind strong averages.

About 2,842 people live here, median age 44. Home values center near $191,800, an affordability ratio of 2.6× — accessible. Median household income is $65,833, below the U.S. median near $78,000. 8.2% of residents fall below the poverty threshold. There are about 1,312 housing units across 59538. DLRadar's demographic-stress index for the area reads 29/100. Vacancy runs 14.4%, above the national norm and a classic distress-and-opportunity signal. Educational attainment sits at 22% bachelor's-or-above. Owners hold 73% of homes, renters 27%. Rent burden reaches 44% of tenant households.

Net-net, 59538 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.