ZIP 59538 Foreclosure, Tax-Lien & Distress Report

On DLRadar's 0-100 public-record scale, ZIP 59538 in Phillips County, Montana comes in at 15, a low composite-distress reading. Property-level stress concentrates in construction/permit lag (100/100), structural risk (35/100), mortgage stress (5/100). On the quiet end sit mortgage stress (5/100) and institutional ownership (3/100). On the structural side it scores 35/100, with 2/100 of stress already active.

Prices here sit in a peak phase: values rose 2.2% over the trailing year, and 21% higher over three years (phase confidence 21/100). Topping markets hide individual distress behind strong averages.

Population is roughly 2,842 with a median age of 44. The typical home is worth about $191,800 (2.6× income, relatively affordable). At $65,833, median income runs below typical U.S. levels. 8.2% of residents fall below the poverty threshold. The ZIP holds roughly 1,312 housing units. DLRadar's demographic-stress index for the area reads 29/100. The vacancy rate is 14.4% — elevated. Educational attainment sits at 22% bachelor's-or-above. The tenure split is 73% owner-occupied to 27% rented. Rent burden reaches 44% of tenant households.

Net-net, 59538 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. While 59538 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.

Whether 59538 runs hot or quiet, its 15/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 59538 can be compared directly against any other ZIP in Phillips County, Montana or nationwide. 59538 carries no interpolated values - each figure ties to a public source and refreshes the moment new records land.

The 15/100 for 59538 sums independent layers - foreclosure, mortgage, tax-lien, lender headwind and structural risk - so the mix behind the number matters as much as the number. Practically, 59538 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.