Phillips County, MT: Foreclosures, Tax Liens & Distressed Properties

Phillips County, MT, Montana: 8 ZIP codes scored, Phillips County, MT averaging 16/100 (low, Phillips, MT), from 15 to 18. Phillips County, MT is in its peak phase (Phillips, MT confidence 21/100): Phillips, MT home prices up 2.2% (Phillips, MT) over twelve months. Phillips County, MT lender headwind: 61/100.

Highest-scoring Phillips County, MT ZIPs: 59542 (18/100), 59241 (16/100), 59261 (15/100), 59524 (15/100), 59537 (15/100), 59538 (15/100). Also scored in Phillips County, MT: 59544, 59546.

Across Phillips County, MT's scored ZIPs: median home value $157,233, household income $60,528, 25.3% vacancy, 16.5% poverty, 76% owner-occupied, median age 46.0.

Phillips County, MT insurance distress 0/100 (#2,848 in the US); FEMA hazard 0/100 for Phillips, MT; 1 federal disaster declaration in Phillips County, MT since 2023; Phillips, MT construction distress 100/100.

3 banks with 3 branches lend in Phillips County, MT; Phillips, MT weighted bank stress 61/100, highest 77/100 in Phillips, MT.

Phillips County, MT unemployment 2.6% (Phillips, MT -2.7 pts, six months); Phillips, MT home prices +7.0% a year (Phillips, MT) over three years.

2,233 housing units in Phillips County, MT; 445 Phillips, MT renter households; 29% of Phillips, MT renters spend 30%+ of income on rent, 9% (Phillips, MT) half or more.

Phillips County, MT ranks #2,080 nationally on the opportunity index (Phillips, MT, among all ranked counties); Phillips, MT scores 27.4/100 and Phillips, MT sits #32 inside Montana. Phillips, MT is in the weak opportunity phase; Phillips, MT's primary driver is construction, Phillips, MT second driver vacancy; Phillips, MT moved down 696 places. 93 days on market observed in Phillips, MT; 18.1% vacancy over 8 Phillips, MT ZIPs.

No CFPB county sample covers Phillips County, MT. The non-metro area reading for Phillips, MT: 0.7% ninety-plus days late; Phillips, MT's thirty-to-eighty-nine share is 2.0% (Phillips, MT, December 2025 data); Montana overall 0.6%.

Phillips County, MT has 3 watched banks; 3 Phillips, MT banks sit in an elevated band. Phillips, MT footprints: Bank Of Bridger Na (1 branch, stress 77) in Phillips, MT; First State Bank Of Malta (1 branch, stress 61) in Phillips, MT; Independence Bank (1 branch, stress 44) in Phillips, MT.

HUD lists 1 assisted multifamily property in Phillips County, MT with 32 units; 32 Phillips, MT units are assisted, 1 Phillips, MT properties under project-based Section 8.

468 of the 2,233 housing units in Phillips, MT sit vacant.