Phillips County, MT: Foreclosures, Tax Liens & Distressed Properties

Phillips County, Montana is scored end-to-end by DLRadar for property distress, drawn only from deterministic public records. ZIP-level distress ranges from 19/100 at the top down to 15/100. DLRadar scores 8 ZIPs here, with a mean composite of 16/100. Bank/credit headwind for the county is 61 on a 0–100 scale, a elevated reading.

The county market is in a peak phase: home prices rose 2.2% over the past year, at 21/100 phase confidence. With values leveling off, broad sweeps stop paying with opportunity concentrated by ZIP.

With Phillips County flat at +2.2% YoY (21/100 confidence), the wins are surgical and a county-wide sweep stays on the shelf. Bank stress at 61/100 favors patient capital: expect more lender-driven inventory soon.

Distress concentrates in ZIP 59542 (19/100), ZIP 59241 (16/100), ZIP 59524 (16/100), ZIP 59261 (15/100), ZIP 59537 (15/100), ZIP 59538 (15/100) — drill into any for the parcel-level read. Also scored across the county: 59544, 59546.

On the housing-and-income side, the Phillips County ZIPs on file run incomes around $60,528, a 16.5% poverty rate, median home values around $157,233 (below the national figure), a median age of 46, 25.3% of units sitting vacant, an owner-occupied share of 76%. Income, equity and tenure like these signal the depth of motivated supply and the pace of resale.

Net of it all, 16/100 over 8 ZIPs means Phillips County rewards parcel-by-parcel work for a disciplined buyer. A DLRadar subscription opens every Phillips County parcel: owner, APN and address, a distress score plus a funding-to-closing path.

Whether Phillips County, Montana carries heavy distress or only a handful of flagged parcels, every score here is built the same deterministic way — from recorded foreclosures, tax delinquency, liens and lender stress — so Phillips County can be compared directly against any county in the country.

Scores in Phillips County, Montana exist to concentrate effort: a handful of ZIPs hold most of the distress, and the rest seldom justify the acquisition cost. Provenance for Phillips County is explicit: recorders and courts for filings, FHFA for prices, FDIC for lenders. No interpolation, no synthetic values.

Drilling in, Phillips County's highest-scoring ZIPs are 59542 (19/100), 59241 (16/100), 59524 (16/100), 59261 (15/100), 59537 (15/100), 59538 (15/100). DLRadar also scores 59544, 59546 across the county. Every one of these is scored independently — a ZIP's composite reflects its own recorded distress, which is why the county average alone hides where the real pressure sits.

DLRadar's composite for Phillips County blends several independent signals — foreclosure and pre-foreclosure filings, mortgage stress, tax delinquency and liens, and the bank-stress headwind of the lenders operating locally — into one 0–100 score per ZIP, so a market can rank high on one axis and low on another.