ZIP 59241 Foreclosure, Tax-Lien & Distress Report

DLRadar grades ZIP 59241 (Valley County, Montana) at a low 16/100 for overall property distress. The split runs 37/100 structural to 2/100 active on the ground. Its heaviest discrete signals: construction/permit lag (100/100), structural risk (37/100), mortgage stress (7/100). mortgage stress (7/100) and institutional ownership (3/100) stay muted.

The market reads peak — home values rose 2.2% year on year (phase confidence 21/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

A median home runs $108,700 here, or 2.7 times local income. There are about 253 housing units across 59241. At $44,886, median income runs below typical U.S. levels. Around 64% of renters are cost-burdened. About 29% have a four-year degree. 68% of housing is owner-occupied. Vacancy runs 23.3%, above the national norm and a classic distress-and-opportunity signal. On demographic stress specifically, 59241 scores 33/100. Roughly 15.0% live below the poverty line. Population is roughly 468 with a median age of 47.

On the whole, 59241 leans distressed, with opportunity clustered in specific stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

Because one deterministic model scores every ZIP, 59241's 16/100 can be lined up against any neighbor in Valley County, Montana or any ZIP coast to coast. Where the record is thin for 59241, the field stays empty rather than modeled, and fills in as new documents post.

The 16/100 for 59241 sums independent layers - foreclosure, mortgage, tax-lien, lender headwind and structural risk - so the mix behind the number matters as much as the number. Practically, 59241 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.