ZIP 59231 Foreclosure, Tax-Lien & Distress Report
Valley County, Montana · High Vacancy market
Valley County, Montana's ZIP 59231 registers 6/100 composite distress, which DLRadar reads as minimal. Property-level stress concentrates in structural risk (12/100), mortgage stress (7/100), institutional ownership (3/100). By contrast, mortgage stress (7/100) and institutional ownership (3/100) register low. Structural risk reads 12/100 against active distress of 2/100.
The market reads peak — home values rose 2.2% year on year, at 21/100 phase confidence. Near a top, distress surfaces unevenly, so parcel screening beats headline strength.
About 319 people live here, median age 39. A median home runs $18,800 here. 27.9% of residents fall below the poverty threshold. Vacancy runs 84.5%, above the national norm and a classic distress-and-opportunity signal. There are about 688 housing units across 59231. Median household income is $38,125, below the U.S. median near $78,000. On demographic stress specifically, 59231 scores 69/100. Rent burden reaches 100% of tenant households. 92% of housing is owner-occupied. Around 22% of adults hold a bachelor's degree or higher.
Taken together, 59231 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. While 59231 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.
The 59231 read uses the identical scoring model applied coast to coast, which means its 6/100 score means exactly what it means anywhere else, and 59231 stays directly comparable to neighboring ZIPs and the rest of Valley County, Montana. Every figure is auditable to a public dataset and refreshed as records update; 59231 shows blanks, not estimates, wherever the record is sparse.
The 6/100 for 59231 sums independent layers - foreclosure, mortgage, tax-lien, lender headwind and structural risk - so the mix behind the number matters as much as the number. In workflow terms, 59231 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.
What is driving ZIP 59231’s distress
Tax delinquency, institutional ownership, insurance pressure, NFIP/flood, construction lag, price dislocation and auction velocity — plus the 0 individual distressed properties — each with owner, address, APN, its own distress score and an exit read — are in the full report.
Snapshot: 59231 by the numbers
The live 59231 panel — distress score, market phase, housing and bank pressure — as attached to every individual property.
Other Valley County ZIP codes
Nearest ZIP codes to 59231
By straight-line distance between ZIP centers — the surrounding market, whichever county or state line it crosses.
Keep exploring Montana distress
Other reports tied to Valley County, Montana — ZIP, county and statewide.
Unlock the full ZIP 59231 acquisition report
The full 59231 file lists each distressed parcel with owner, address, APN, per-property score, bank exposure and exit-velocity read, and carries it straight through to owner and lender records. Refreshed continuously.
Each signal above is traceable to an open dataset · methodology