Valley County, MT Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Valley County, MT distress report, 2026: 14 ZIPs scored in Valley, MT, Valley, MT average 9/100; the top Valley, MT ZIP is 59241 at 16/100; Valley, MT market phase peak, Valley, MT prices +2.2% year over year.
- Valley, MT ranks #2,996 nationally (opportunity index); Valley, MT #54 in Montana; Valley, MT index 23.2.
- Valley, MT: no CFPB county sample; Valley, MT non-metro area reading 0.7%.
- Valley, MT ZIP phases: 14 peak.
- Valley, MT residential listings tracked: 0 across 10 ZIPs; Valley, MT candidate listings 0.
- Valley, MT lenders on watch: 3; largest Valley, MT footprint Opportunity Bank Of Montana (2 branches).
- Valley, MT most distressed ZIP: 59241 at 16/100.
Valley, MT figures: DLRadar distress index; Valley, MT inputs: CFPB, FHFA, HUD, FDIC; Valley, MT rebuilt as sources refresh.
| Rank | Valley, MT ZIP | Score |
|---|---|---|
| 1 | 59241 | 16/100 |
| 2 | 59201 | 15/100 |
| 3 | 59261 | 15/100 |
| 4 | 59260 | 14/100 |
| 5 | 59223 | 12/100 |
| 6 | 59253 | 11/100 |
| 7 | 59225 | 6/100 |
| 8 | 59230 | 6/100 |
| 9 | 59231 | 6/100 |
| 10 | 59240 | 6/100 |
| 11 | 59244 | 6/100 |
| 12 | 59248 | 6/100 |
Most distressed Valley, MT ZIPs (0-100, 2026)
Mortgage delinquency around Valley, MT
No CFPB county sample covers Valley, MT; the non-metro area reading for Valley, MT: 0.7% ninety-plus; Valley, MT area thirty-to-eighty-nine 2.0% (December 2025, Valley, MT); Montana overall 0.6%.
Opportunity index: Valley, MT
Valley, MT index 23.2, Valley, MT phase weak; Valley, MT primary driver vacancy, Valley, MT second driver bank institutional. Valley, MT components: property stress 17.0, foreclosure pressure 18.5, listing discounts 2.7, bank stress 52.2, insurance 0.0; Valley, MT pulse 29.3; Valley, MT capital opportunity 14.0; Valley, MT seven-day change -0.4%.
ZIP market phases inside Valley, MT
14 Valley, MT ZIPs carry a price-cycle phase; Valley, MT ZIPs by phase (Valley, MT), deepest drawdown first: peak, +2.2% YoY (Valley, MT): 59201, 59223, 59225, 59230, Valley, MT 59231, 59240, 59241, 59244, Valley, MT 59248, 59250, 59253, 59260, Valley, MT 59261, 59273.
Residential listings by Valley, MT ZIP
Valley, MT ZIPs with the most tracked Valley, MT residential listings: 59225 0 listings, 0 candidates, bank pressure 64; 59230 0 listings, 0 candidates, bank pressure 64; 59231 0 listings, 0 candidates, bank pressure 64; 59240 0 listings, 0 candidates, bank pressure 64 (Valley, MT); 59241 0 listings, 0 candidates, bank pressure 63; 59244 0 listings, 0 candidates, bank pressure 64; 59248 0 listings, 0 candidates, bank pressure 64; 59250 0 listings, 0 candidates, bank pressure 64. Valley, MT totals: 0 listings; Valley, MT candidates 0; active ZIPs 0.
Lenders with branches in Valley, MT
Valley, MT lenders by branch count: Opportunity Bank Of Montana (Valley, MT): stress 67, 2 branches low in Valley, MT; Bank Of Bridger Na (Valley, MT): stress 77, 1 branch low in Valley, MT; Independence Bank (Valley, MT): stress 44, 1 branch low in Valley, MT.
Vacancy and permits, Valley, MT
1,303 of 4,254 Valley, MT housing units are vacant.
Work Valley, MT at the parcel level
Every Valley, MT parcel carries owner and address; every Valley, MT parcel carries APN; Valley, MT distress scores sit on the Valley, MT live board.
Valley, MT figures refresh with each source.
Valley, MT questions
Most distressed ZIP code in Valley County, MT?
ZIP 59241 leads Valley, MT at 16/100; next in Valley, MT: 59201 at 15/100; the Valley, MT average is 9/100.
Where does Valley County, MT rank for investment opportunity?
Valley, MT is #2,996 among all ranked counties, #54 in Montana; the Valley, MT driver is vacancy; Valley, MT moved down 536 places.
How many mortgages are delinquent in Valley County, MT?
Valley, MT takes the non-metro area reading of 0.7% for December 2025; no CFPB county sample covers Valley, MT.
Which banks lend in Valley County, MT?
3 watched lenders hold Valley, MT branches; the largest Valley, MT footprints are Opportunity Bank Of Montana (2), Bank Of Bridger Na (1), Independence Bank (1).
More on Valley, MT
Valley County, MT distress report: public-record figures for Valley, MT; not legal advice for Valley, MT; not tax or investment advice; verify every Valley, MT record before acting.