ZIP 59230 Property Distress & Foreclosure Data

DLRadar grades ZIP 59230 (Valley County, Montana) at a minimal 6/100 for overall property distress. The latent-versus-live split is 12/100 structural and 2/100 already moving. Property-level stress concentrates in structural risk (12/100), mortgage stress (7/100), institutional ownership (3/100). On the quiet end sit mortgage stress (7/100) and institutional ownership (3/100).

The peak-phase market in 59230 posted values that rose 3.4% over the year, and 10% higher over three years (phase confidence 41/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

Around 37% of renters are cost-burdened. Roughly 10.5% live below the poverty line. The ZIP holds roughly 2,274 housing units. About 20% have a four-year degree. On demographic stress specifically, 59230 scores 30/100. The tenure split is 76% owner-occupied to 24% rented. Households earn a median $72,161 — near the roughly $78,000 national figure. Population is roughly 4,515 with a median age of 45. The vacancy rate is 14.9% — elevated. A median home runs $241,000 here, or 3.3 times local income.

On the whole, 59230 leans distressed, with opportunity clustered in specific stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.