ZIP 59544 Property Distress & Foreclosure Data

ZIP code 59544 in Phillips County, Montana carries a composite property-distress score of 5/100 — a minimal reading on DLRadar's deterministic public-record index. On the structural side it scores 10/100, with 2/100 of stress already active. What sets it apart are the readings on structural risk (10/100), mortgage stress (5/100), institutional ownership (3/100). By contrast, mortgage stress (5/100) and institutional ownership (3/100) register low.

The market reads peak — home values rose 3.4% year on year (phase confidence 41/100). Topping markets hide individual distress behind strong averages.

18.4% of residents fall below the poverty threshold. DLRadar's demographic-stress index for the area reads 35/100. Around 0% of renters are cost-burdened. Home values center near $250,000, an affordability ratio of 5.3×. Median household income is $41,563, below the U.S. median near $78,000. Educational attainment sits at 23% bachelor's-or-above. Owners hold 45% of homes, renters 55%. The ZIP holds roughly 124 housing units. The vacancy rate is 18.0% — elevated. About 201 people live here, median age 41.

Net-net, 59544 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

5/100
Composite stress
10/100
Structural risk
2/100
Distress activity

Distress signal breakdown — ZIP 59544

Foreclosure activity0
Mortgage stress5
Climate / FEMA risk30
+9 more distress dimensions scored for this ZIP

Tax delinquency, institutional ownership, insurance pressure, NFIP/flood, construction lag, price dislocation and auction velocity — plus the 0 individual distressed properties (owner, address, APN, per-property score and exit read) are in the full DLRadar report.

Nearby ZIPs in Phillips County

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