ZIP 59544 Foreclosure, Tax-Lien & Distress Report

Phillips County, Montana's ZIP 59544 registers 15/100 composite distress, which DLRadar reads as low. On the structural side it scores 35/100, with 2/100 of stress already active. The pressure is most legible in construction/permit lag (100/100), structural risk (35/100), mortgage stress (5/100). By contrast, mortgage stress (5/100) and institutional ownership (3/100) register low.

The market reads peak — home values rose 2.2% year on year, at 21/100 phase confidence. Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

The poverty rate is 18.4% — high, a tax-stress and distress correlate. On demographic stress specifically, 59544 scores 35/100. Around 0% of renters are cost-burdened. A median home runs $250,000 here, or 5.3 times local income. Households earn a median $41,563 — below the roughly $78,000 national figure. Educational attainment sits at 23% bachelor's-or-above. 45% of housing is owner-occupied. The ZIP holds roughly 124 housing units. Vacancy runs 18.0%, above the national norm and a classic distress-and-opportunity signal. About 201 people live here, median age 41.

Taken together, 59544 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. There is no property file for 59544 at the moment; the composite and its components are still built from verifiable public records.

Because one deterministic model scores every ZIP, 59544's 15/100 can be lined up against any neighbor in Phillips County, Montana or any ZIP coast to coast. Every figure is auditable to a public dataset and refreshed on ingest; 59544 shows blanks, not estimates, wherever the record is sparse.

The 15/100 figure for 59544 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. The point of the 59544 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.