ZIP 59318 Foreclosure, Tax-Lien & Distress Report

ZIP 59318's composite property-distress score is 2/100 - DLRadar classes that as minimal for Garfield County, Montana. The sharpest non-environmental signals are mortgage stress (10/100), institutional ownership (5/100), structural risk (4/100). institutional ownership (5/100) and structural risk (4/100) stay muted. Latent structural risk is 4/100 while live distress already moving reads 3/100.

Prices here sit in a peak phase: values rose 2.2% over the trailing year, at 21/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

78% of housing is owner-occupied. The vacancy rate is 22.0% — elevated. On demographic stress specifically, 59318 scores 30/100. There are about 61 housing units across 59318. Median household income is $70,000, near the U.S. median near $78,000. Educational attainment sits at 18% bachelor's-or-above. Home values center near $208,300, an affordability ratio of 3.0× — accessible. 145 residents call 59318 home, typically aged 36. Roughly 11.0% live below the poverty line.

Taken together, 59318 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. While 59318 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.

The 59318 read uses the identical public-record model applied coast to coast, which means its 2/100 score means exactly what it means anywhere else, and 59318 stays directly comparable to neighboring ZIPs and the rest of Garfield County, Montana. Every figure is auditable to a public dataset and refreshed on ingest; 59318 shows blanks, not estimates, wherever the record is sparse.

The 2/100 figure for 59318 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. The point of the 59318 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.