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Distress scoring by county and ZIP, market phase, and the day queue.

ZIP 59322 Foreclosure, Tax-Lien & Distress Report

Garfield County, Montana · High Vacancy market

Scored purely from public records, 59322 (Garfield County, Montana) returns a minimal composite of 2/100. The latent-versus-live split is 4/100 structural and 3/100 already moving. Property-level stress concentrates in mortgage stress (10/100), institutional ownership (5/100), structural risk (4/100). On the quiet end sit institutional ownership (5/100) and structural risk (4/100).

The peak-phase market in 59322 posted values that rose 2.2% over the year, at 21/100 phase confidence. Topping markets hide individual distress behind strong averages.

Home values center near $166,700. 27.3% of residents fall below the poverty threshold. The ZIP holds roughly 42 housing units. About 22% have a four-year degree. Rent burden reaches 100% of tenant households. On demographic stress specifically, 59322 scores 53/100. At $37,917, median income runs below typical U.S. levels. Owners hold 43% of homes, renters 57%. The vacancy rate is 13.9% — elevated. 121 residents call 59322 home, typically aged 27.

Net-net, 59322 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Parcel-level detail for 59322 is not published yet -- the ZIP-level readings above remain fully sourced to public records.

Big metro or rural, 59322 runs through one identical public-record model, so its 2/100 sits on the same scale as every other ZIP in Garfield County, Montana and the nation. Where the public record is thin for 59322, the field stays empty rather than modeled, and fills in as new documents post.

59322's score blends several independent layers — foreclosure and mortgage stress, tax and lien delinquency, bank headwind and structural exposure — into one 0–100 number, so understanding the components matters as much as the headline for anyone screening the ZIP. The point of the 59322 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.

2/100
Composite stress
4/100
Structural risk
3/100
Distress activity

What is driving ZIP 59322’s distress

Foreclosure activity0
Mortgage stress10
Climate / FEMA risk3
9 further dimensions of distress are measured for this ZIP

Delinquency on tax, investor concentration, insurance pressure, NFIP flood, lagging construction, price dislocation and sale velocity — and the 0 individual distressed properties carry owner, address, APN, a parcel-level score and an exit read in the full DLRadar file.

59322 at a glance

The live 59322 panel — distress score, market phase, housing and bank pressure — as attached to every individual property.

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Neighbouring ZIPs in Garfield County

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