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Garfield County, MT: Foreclosures, Tax Liens & Distressed Properties

Garfield County, MT, Montana: 9 ZIP codes scored, Garfield County, MT averaging 8/100 (minimal, Garfield, MT), from 6 to 16. Garfield County, MT is in its peak phase (Garfield, MT confidence 21/100): Garfield, MT home prices up 2.2% (Garfield, MT) over twelve months. Garfield County, MT lender headwind: 0/100.

Highest-scoring Garfield County, MT ZIPs: 59301 (16/100), 59214 (12/100), 59223 (12/100), 59058 (6/100), 59077 (6/100), 59312 (6/100). Also scored in Garfield County, MT: 59318, 59322, 59337.

Across Garfield County, MT's scored ZIPs: median home value $250,925, household income $63,838, 42.6% vacancy, 18.2% poverty, 81% owner-occupied, median age 51.2.

Garfield County, MT insurance distress 25/100 (#1,933 in the US); FEMA hazard 0/100 for Garfield, MT; 1 federal disaster declaration in Garfield County, MT since 2023; 4 Garfield, MT NFIP flood claims, $105K paid; Garfield, MT construction distress 3/100.

1 bank with 1 branch lend in Garfield County, MT; Garfield, MT weighted bank stress 47/100.

Garfield County, MT unemployment 1.8% (Garfield, MT -2.8 pts, six months).

730 housing units in Garfield County, MT; 121 Garfield, MT renter households; 24% of Garfield, MT renters spend 30%+ of income on rent, 10% (Garfield, MT) half or more.

Garfield County, MT ranks #2,748 nationally on the opportunity index (Garfield, MT, among all ranked counties); Garfield, MT scores 24.7/100 and Garfield, MT sits #51 inside Montana. Garfield, MT is in the weak opportunity phase; Garfield, MT's primary driver is vacancy, Garfield, MT second driver bank institutional; Garfield, MT moved down 392 places. 58 days on market observed in Garfield, MT; 25.7% vacancy over 9 Garfield, MT ZIPs.

No CFPB county sample covers Garfield County, MT. The non-metro area reading for Garfield, MT: 0.7% ninety-plus days late; Garfield, MT's thirty-to-eighty-nine share is 2.0% (Garfield, MT, December 2025 data); Montana overall 0.6%.

Garfield County, MT has 1 watched bank; 1 Garfield, MT bank sits in an elevated band. Garfield, MT footprints: Garfield County Bank (1 branch, stress 47) in Garfield, MT.

298 of the 730 housing units in Garfield, MT sit vacant.

Peak
Market phase
2.2%
Garfield, MT HPI YoY
0%
Drawdown
21
Garfield confidence

Top Garfield County ZIP codes by stress score

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