Garfield County, MT: Foreclosures, Tax Liens & Distressed Properties

DLRadar tracks property distress across Garfield County, Montana using verifiable public-record signals alone. Individual Garfield County ZIPs score between 2 and 16 on the 0–100 composite. The county's lending-headwind score sits at 0/100 (low). Coverage runs to 9 ZIPs across Garfield County, a minimal 6/100 average.

In its peak phase, Garfield County home prices rose 2.2% across the last year, a 21/100-confidence read. On a market plateau, blanket buying underperforms as the ZIP scores below show.

At +2.2% YoY and 21/100 confidence, the wins are surgical and a county-wide sweep stays on the shelf. A low 0/100 bank headwind points the search to tax, code and ownership-change cases over REO.

By composite, 59301 (16/100), 59214 (11/100), 59223 (11/100), 59058 (3/100), 59077 (2/100), 59312 (2/100) top the county — tap any ZIP to go deeper. Coverage extends to 59318, 59322, 59337 among others.

On the housing-and-income side, Garfield County's tracked footprint come in at median home values around $250,925 (below the national figure), incomes around $63,838, 81% of homes owner-occupied, residents with a median age around 51.2, vacancy near 42.6%, poverty running near 18.2%. Read together, they drive the depth of motivated supply and the pace of resale.

At 6/100 composite over 9 ZIPs, Garfield County rewards parcel-by-parcel work rather than a blanket buy. Inside DLRadar, each Garfield County property carries owner, APN and address, a per-parcel score, lender exposure and exit read.

No county is too small to score: Garfield County, Montana runs through the same foreclosure, tax, lien and bank-stress model as every major metro, so Garfield County's numbers mean exactly what they mean anywhere else in Montana.

Read Garfield County, Montana as a heat map for effort — the county's minimal composite of 6/100 hides wide ZIP-level variation, and the return comes from chasing the hot ZIPs, not the average. All Garfield County inputs are public record — recorder, court, FHFA and FDIC — and the score is rebuilt on ingest rather than modelled forward.

The ZIP breakdown for Garfield County leads with 59301 (16/100), 59214 (11/100), 59223 (11/100), 59058 (3/100), 59077 (2/100), 59312 (2/100). DLRadar also scores 59318, 59322, 59337 across the county. Because each ZIP is graded on its own foreclosure, tax and lender record, the county's distress is best read code by code rather than as a single number.

DLRadar's composite for Garfield County blends several independent signals — foreclosure and pre-foreclosure filings, mortgage stress, tax delinquency and liens, and the bank-stress headwind of the lenders operating locally — into one 0–100 score per ZIP, so a market can rank high on one axis and low on another.