Phillips County, MT Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Phillips County, MT distress report, 2026: 8 ZIPs scored in Phillips, MT, Phillips, MT average 16/100; the top Phillips, MT ZIP is 59542 at 18/100; Phillips, MT market phase peak, Phillips, MT prices +2.2% year over year.
- Phillips, MT ranks #2,080 nationally (opportunity index); Phillips, MT #32 in Montana; Phillips, MT index 27.4.
- Phillips, MT: no CFPB county sample; Phillips, MT non-metro area reading 0.7%.
- Phillips, MT ZIP phases: 8 peak.
- Phillips, MT residential listings tracked: 0 across 6 ZIPs; Phillips, MT candidate listings 0.
- Phillips, MT HUD assisted properties: 1 with 32 units.
- Phillips, MT lenders on watch: 3; largest Phillips, MT footprint Bank Of Bridger Na (1 branch).
- Phillips, MT most distressed ZIP: 59542 at 18/100.
Phillips, MT figures: DLRadar distress index; Phillips, MT inputs: CFPB, FHFA, HUD, FDIC; Phillips, MT rebuilt as sources refresh.
| Rank | Phillips, MT ZIP | Score |
|---|---|---|
| 1 | 59542 | 18/100 |
| 2 | 59241 | 16/100 |
| 3 | 59261 | 15/100 |
| 4 | 59524 | 15/100 |
| 5 | 59537 | 15/100 |
| 6 | 59538 | 15/100 |
| 7 | 59544 | 15/100 |
| 8 | 59546 | 15/100 |
Most distressed Phillips, MT ZIPs (0-100, 2026)
Mortgage delinquency around Phillips, MT
No CFPB county sample covers Phillips, MT; the non-metro area reading for Phillips, MT: 0.7% ninety-plus; Phillips, MT area thirty-to-eighty-nine 2.0% (December 2025, Phillips, MT); Montana overall 0.6%.
Opportunity index: Phillips, MT
Phillips, MT index 27.4, Phillips, MT phase weak; Phillips, MT primary driver construction, Phillips, MT second driver vacancy. Phillips, MT components: property stress 16.0, foreclosure pressure 17.7, listing discounts 10.5, bank stress 49.0, insurance 0.0; Phillips, MT pulse 33.9; Phillips, MT capital opportunity 17.6; Phillips, MT seven-day change -0.3%.
ZIP market phases inside Phillips, MT
8 Phillips, MT ZIPs carry a price-cycle phase; Phillips, MT ZIPs by phase (Phillips, MT), deepest drawdown first: peak, +2.2% YoY (Phillips, MT): 59241, 59261, 59524, 59537, Phillips, MT 59538, 59542, 59544, 59546.
Residential listings by Phillips, MT ZIP
Phillips, MT ZIPs with the most tracked Phillips, MT residential listings: 59261 0 listings, 0 candidates, bank pressure 63; 59524 0 listings, 0 candidates, bank pressure 63; 59537 0 listings, 0 candidates, bank pressure 61; 59538 0 listings, 0 candidates, bank pressure 61 (Phillips, MT); 59544 0 listings, 0 candidates, bank pressure 61; 59546 0 listings, 0 candidates, bank pressure 61. Phillips, MT totals: 0 listings; Phillips, MT candidates 0; active ZIPs 0.
HUD assisted housing in Phillips, MT
1 assisted properties with 32 units sit in Phillips, MT; largest Phillips, MT properties: Cedar View Apartments (Malta) 32 units, 32 assisted.
Lenders with branches in Phillips, MT
Phillips, MT lenders by branch count: Bank Of Bridger Na (Phillips, MT): stress 77, 1 branch low in Phillips, MT; First State Bank Of Malta (Phillips, MT): stress 61, 1 branch low in Phillips, MT; Independence Bank (Phillips, MT): stress 44, 1 branch low in Phillips, MT.
Vacancy and permits, Phillips, MT
468 of 2,233 Phillips, MT housing units are vacant.
Work Phillips, MT at the parcel level
Every Phillips, MT parcel carries owner and address; every Phillips, MT parcel carries APN; Phillips, MT distress scores sit on the Phillips, MT live board.
Phillips, MT figures refresh with each source.
Phillips, MT questions
Most distressed ZIP code in Phillips County, MT?
ZIP 59542 leads Phillips, MT at 18/100; next in Phillips, MT: 59241 at 16/100; the Phillips, MT average is 16/100.
Where does Phillips County, MT rank for investment opportunity?
Phillips, MT is #2,080 among all ranked counties, #32 in Montana; the Phillips, MT driver is construction; Phillips, MT moved down 696 places.
How many mortgages are delinquent in Phillips County, MT?
Phillips, MT takes the non-metro area reading of 0.7% for December 2025; no CFPB county sample covers Phillips, MT.
Which banks lend in Phillips County, MT?
3 watched lenders hold Phillips, MT branches; the largest Phillips, MT footprints are Bank Of Bridger Na (1), First State Bank Of Malta (1), Independence Bank (1).
More on Phillips, MT
Phillips County, MT distress report: public-record figures for Phillips, MT; not legal advice for Phillips, MT; not tax or investment advice; verify every Phillips, MT record before acting.