Phillips County, MT: Home-Insurance Distress & Forced-Sale Pressure
Phillips County, MT: 0/100 (low) home-insurance distress; Phillips, MT band ZERO; Phillips, MT #2,848 of 3,222 counties; Phillips, MT #42 of 56 in Montana; Phillips, MT coverage multiplier 0.70.
FEMA hazard, Phillips, MT: 0/100; Phillips, MT declarations, three years: 3; Phillips, MT five-year count 3 (severity 3.0); Phillips, MT ten-year 3.
Declared incidents on the Phillips, MT record: 2026 Straight-Line Winds 2; 2023 Flood 2 (Phillips, MT).
NFIP claims, Phillips, MT, three years: none; Phillips, MT claim-stress 0/100.
Phillips, MT monthly score: 0 in every month from March 2026 (Phillips, MT) through October 2026.
Phillips, MT components: all zero this month; Phillips, MT climate multiplier 0.70.
Construction distress, Phillips, MT: 100/100 as of August 2026 (Phillips, MT: 100/100 one-to-four unit, 0/100 multifamily).
Phillips, MT ZIPs, June 2026 (Phillips, MT, 8 highest): score 0 (Phillips, MT), climate 38 (Phillips, MT): 59241; score 0 (Phillips, MT), climate 35 (Phillips, MT): 59542; score 0 (Phillips, MT), climate 32 (Phillips, MT): 59261; score 0 (Phillips, MT), climate 31 (Phillips, MT): 59524; score 0 (Phillips, MT), climate 30 (Phillips, MT): 59537, 59538, 59544, 59546.
DLRadar rescores Phillips, MT monthly; Phillips, MT readings join Phillips, MT foreclosure, lien and ownership parcels (Phillips, MT), so cost-squeezed Phillips, MT owners surface before listing.
Inside Montana, Phillips County ranks 42nd of 56 counties for home-insurance distress at 0/100; Park County (0/100) sits just above Phillips County, and Powder River County (0/100) sits just below Phillips County.
Deterministic. Every Phillips County, MT signal traces to a public Phillips dataset (FEMA, NFIP, Census for Phillips, MT) · how insurance distress works in Phillips, MT · methodology
FAQ: Phillips County, MT insurance distress
What is the Phillips County, MT home-insurance-distress score?
Phillips, MT: 0/100 (ZERO), #2,848 of 3,222, #42 in Montana. FEMA hazard, Phillips, MT: 0/100; NFIP stress, Phillips, MT: 0/100; construction, Phillips, MT: 100/100; Phillips, MT rescores monthly.
Is Phillips County insurance distress getting better or worse (MT)?
Phillips, MT: 0 in March 2026; Phillips, MT: 0 in October 2026 (unchanged).
Which Phillips County ZIP codes carry the most insurance distress (MT)?
Phillips, MT, June 2026: 59241 at 0, 59542 at 0, 59261 at 0, 59524 at 0; Phillips, MT climate scores there: 38, 35, 32, 31.
Why does Phillips, MT insurance distress create sellers?
A Phillips, MT premium outruns the Phillips, MT budget; a carrier leaves Phillips, MT; Phillips, MT carrying cost passes plan; Phillips, MT owners sell while current; Phillips, MT insurance distress leads Phillips, MT foreclosure data.