Madison Valley Bank (FDIC #19544): Bank Stress & Real-Estate Credit Exposure
Madison Valley Bank (FDIC Cert #19544): bank stress 73/100, elevated, STABLE over 7 days; parent JACKASS CREEK LAND&LIVESTOCK.
Madison Valley Bank (#19544) lends in 3 counties across 1 state; Madison Valley Bank (#19544) reaches 32 ZIP codes: Montana 3 counties, 32 ZIPs.
Madison Valley Bank (#19544) largest markets: Madison County, MT (18 branches, 18 ZIPs) (#19544), Gallatin County, MT (20 branches, 10 ZIPs) (#19544), Jefferson County, MT (18 branches, 9 ZIPs) (#19544).
Madison Valley Bank (#19544) reports $263.7 million in total assets; Madison Valley Bank (#19544) equity $23.6 million (9.0% of Madison Valley Bank (#19544) assets); Madison Valley Bank (#19544) domestic deposits $238.6 million; Madison Valley Bank (#19544) net income $1.4 million; Madison Valley Bank (#19544) return on assets 1.04%; Madison Valley Bank (#19544) return on equity 12.03%; Madison Valley Bank (#19544) net interest income $4.8 million; Madison Valley Bank (#19544) call report June 30, 2026.
Madison Valley Bank (#19544) noncurrent real-estate loans: none reported; Madison Valley Bank (#19544) net charge-offs on real estate 0.69%; Madison Valley Bank (#19544) residential charge-offs 0.41%.
Madison Valley Bank (#19544) net interest margin 3.69% against an eight-quarter Madison Valley Bank (#19544) average of 3.43% (Madison Valley Bank (#19544) compression -0.26 points); Madison Valley Bank (#19544) non-residential real estate 40.6% of equity; Madison Valley Bank (#19544) rate-exposure score 40/100, Madison Valley Bank (#19544) fixed-rate trap 40/100; Madison Valley Bank (#19544) risk type credit driven; Madison Valley Bank (#19544) rate regime rates elevated, Madison Valley Bank (#19544) snapshot October 19, 2026.
Madison Valley Bank (#19544) stress score moved from 76.9 on June 22, 2026 to 73.4 on October 19, 2026; Madison Valley Bank (#19544) ranged 73.4 to 76.9 over 116 snapshots.
Madison Valley Bank (#19544) alerts: 3 counties; top Madison Valley Bank (#19544) alert scores: Clancy County, MT 24 (low); Ennis County, MT 24 (low); West Yellowstone County, MT 24 (low).