American Bank&Trust (FDIC #1117): Bank Stress & Real-Estate Credit Exposure
American Bank&Trust (FDIC Cert #1117): bank stress 60/100, elevated, STABLE over 7 days; parent LEACKCO BANK HOLDING CO INC.
American Bank&Trust (#1117) lends in 14 counties across 3 states; American Bank&Trust (#1117) reaches 144 ZIP codes: South Dakota 12 counties, 116 ZIPs; Minnesota 1 county, 17 ZIPs; North Dakota 1 county, 11 ZIPs.
American Bank&Trust (#1117) largest markets: Minnehaha County, SD (69 branches, 23 ZIPs) (#1117), Brown County, SD (20 branches, 20 ZIPs) (#1117), Nobles County, MN (17 branches, 17 ZIPs) (#1117), Spink County, SD (15 branches, 15 ZIPs) (#1117), Lincoln County, SD (36 branches, 12 ZIPs) (#1117), Beadle County, SD (22 branches, 11 ZIPs) (#1117).
American Bank&Trust (#1117) reports $2.25 billion in total assets; American Bank&Trust (#1117) equity $245.5 million (10.9% of American Bank&Trust (#1117) assets); American Bank&Trust (#1117) domestic deposits $1.95 billion; American Bank&Trust (#1117) net income $14.9 million; American Bank&Trust (#1117) return on assets 1.34%; American Bank&Trust (#1117) return on equity 12.50%; American Bank&Trust (#1117) net interest income $39.6 million; American Bank&Trust (#1117) call report June 30, 2026.
American Bank&Trust (#1117) noncurrent real-estate loans: none reported; American Bank&Trust (#1117) net charge-offs on real estate 0.02%.
American Bank&Trust (#1117) net interest margin 3.82% against an eight-quarter American Bank&Trust (#1117) average of 3.66% (American Bank&Trust (#1117) compression -0.16 points); American Bank&Trust (#1117) rate-exposure score 40/100, American Bank&Trust (#1117) fixed-rate trap 40/100; American Bank&Trust (#1117) risk type credit driven; American Bank&Trust (#1117) rate regime rates elevated, American Bank&Trust (#1117) snapshot October 19, 2026.
American Bank&Trust (#1117) stress score moved from 62.1 on June 22, 2026 to 60.5 on October 19, 2026; American Bank&Trust (#1117) ranged 60.5 to 62.1 over 116 snapshots.
American Bank&Trust (#1117) alerts: 14 counties; top American Bank&Trust (#1117) alert scores: Mellette County, SD 37 (moderate); Aberdeen County, SD 21 (low); Carthage County, SD 21 (low); Iroquois County, SD 21 (low); Lisbon County, SD 21 (low).