Minnwest Bank (FDIC #16958): Bank Stress & Real-Estate Credit Exposure
Minnwest Bank (FDIC Cert #16958): bank stress 62/100, elevated, STABLE over 7 days; parent MINNWEST CORP.
Minnwest Bank (#16958) lends in 22 counties across 2 states; Minnwest Bank (#16958) reaches 357 ZIP codes: Minnesota 17 counties, 297 ZIPs; South Dakota 5 counties, 63 ZIPs.
Minnwest Bank (#16958) largest markets: Hennepin County, MN (146 branches, 73 ZIPs) (#16958), Stearns County, MN (33 branches, 33 ZIPs) (#16958), Minnehaha County, SD (23 branches, 23 ZIPs) (#16958), Dakota County, MN (44 branches, 22 ZIPs) (#16958), Redwood County, MN (66 branches, 22 ZIPs) (#16958), Olmsted County, MN (63 branches, 21 ZIPs) (#16958).
Minnwest Bank (#16958) reports $2.94 billion in total assets; Minnwest Bank (#16958) equity $338.2 million (11.5% of Minnwest Bank (#16958) assets); Minnwest Bank (#16958) domestic deposits $2.57 billion; Minnwest Bank (#16958) net income $17.0 million; Minnwest Bank (#16958) return on assets 1.14%; Minnwest Bank (#16958) return on equity 10.26%; Minnwest Bank (#16958) net interest income $59.0 million; Minnwest Bank (#16958) call report June 30, 2026.
Minnwest Bank (#16958) noncurrent real-estate loans 0.01% of its book; Minnwest Bank (#16958) net charge-offs on real estate 0.42%; Minnwest Bank (#16958) residential charge-offs 0.08%.
Minnwest Bank (#16958) net interest margin 4.23% against an eight-quarter Minnwest Bank (#16958) average of 3.57% (Minnwest Bank (#16958) compression -0.66 points); Minnwest Bank (#16958) real-estate loans 0.6% of equity; Minnwest Bank (#16958) non-residential real estate 7.7% of equity; Minnwest Bank (#16958) rate-exposure score 40/100, Minnwest Bank (#16958) fixed-rate trap 40/100; Minnwest Bank (#16958) risk type credit driven; Minnwest Bank (#16958) rate regime rates elevated, Minnwest Bank (#16958) snapshot October 19, 2026.
Minnwest Bank (#16958) stress score moved from 60 on June 22, 2026 to 62.4 on October 19, 2026; Minnwest Bank (#16958) ranged 60 to 62.4 over 116 snapshots.
Minnwest Bank (#16958) alerts: 21 counties; top Minnwest Bank (#16958) alert scores: Waseca County, MN 43 (moderate); Big Stone City County, MN 22 (low); Dawson County, MN 22 (low); Florence County, MN 22 (low); Gibbon County, MN 22 (low).