Winona County, MN: Foreclosures, Tax Liens & Distressed Properties

Winona County, MN, Minnesota: 14 ZIP codes scored, Winona County, MN averaging 14/100 (minimal, Winona, MN), from 11 to 24. Winona County, MN is in its peak phase (Winona, MN confidence 18/100): Winona, MN home prices up 2.7% (Winona, MN) over twelve months. Winona County, MN lender headwind: 60/100.

Highest-scoring Winona County, MN ZIPs: 55962 (24/100), 55923 (18/100), 55964 (17/100), 55971 (16/100), 55943 (15/100), 55947 (13/100). Also scored in Winona County, MN: 55972, 55910, 55979, 55925, 55952, 55959, 55969, 55987.

Across Winona County, MN's scored ZIPs: median home value $263,421, household income $73,928, 8.0% vacancy, 9.0% poverty, 83% owner-occupied, median age 40.1.

Winona County, MN insurance distress 0/100 (#2,783 in the US); FEMA hazard 0/100 for Winona, MN; Winona, MN construction distress 2/100.

9 banks with 15 branches lend in Winona County, MN; Winona, MN weighted bank stress 62/100, highest 70/100 in Winona, MN.

Winona County, MN unemployment 4.0% (Winona, MN -0.3 pts, six months); 73 new housing units permitted in Winona County, MN over twelve months, Winona, MN up 143% from 30; Winona, MN home prices +8.8% a year (Winona, MN) over three years.

21,855 housing units in Winona County, MN; 6,340 Winona, MN renter households; 44% of Winona, MN renters spend 30%+ of income on rent, 23% (Winona, MN) half or more.

Winona County, MN ranks #3,209 nationally on the opportunity index (Winona, MN, among all ranked counties); Winona, MN scores 19.2/100 and Winona, MN sits #84 inside Minnesota. Winona, MN is in the weak opportunity phase; Winona, MN's primary driver is bank institutional, Winona, MN second driver vacancy; Winona, MN moved down 32 places. 2 short-sale listings across Winona, MN; 106 days on market observed in Winona, MN; 6.8% vacancy over 14 Winona, MN ZIPs.

No CFPB county sample covers Winona County, MN. The non-metro area reading for Winona, MN: 1.0% ninety-plus days late; Winona, MN's thirty-to-eighty-nine share is 2.2% (Winona, MN, December 2025 data); Minnesota overall 0.6%.

Winona County, MN has 5 watched banks; 5 Winona, MN banks sit in an elevated band. Winona, MN footprints: Merchants Bank National Assn (4 branches, stress 59) in Winona, MN; Wnb Financial N A (3 branches, stress 69) in Winona, MN; Minnesota 1st Credit&Svg Inc (1 branch, stress 70) in Winona, MN.

HUD lists 6 assisted multifamily properties in Winona County, MN with 277 units; 175 Winona, MN units are assisted, 2 Winona, MN properties under project-based Section 8.

1,602 of the 21,855 housing units in Winona, MN sit vacant. Winona County, MN permitted 17 multifamily units in twelve months; Winona, MN's one-to-four unit structures added 56 units in Winona County, MN.