ZIP 55971 Property Distress & Foreclosure Data

ZIP code 55971 in Fillmore County, Minnesota carries a composite property-distress score of 20/100 — a low reading on DLRadar's deterministic public-record index. The latent-versus-live split is 43/100 structural and 4/100 already moving. What sets it apart are the readings on construction/permit lag (45/100), structural risk (43/100), institutional ownership (30/100). By contrast, institutional ownership (30/100) and mortgage stress (12/100) register low.

The market reads peak — home values rose 4.1% year on year, and 24% higher over three years (phase confidence 25/100). Topping markets hide individual distress behind strong averages.

On demographic stress specifically, 55971 scores 26/100. Roughly 7.4% live below the poverty line, a low share typical of higher-equity areas. A median home runs $231,700 here, or 2.8 times local income. About 30% have a four-year degree. Around 40% of renters are cost-burdened. The tenure split is 80% owner-occupied to 20% rented. The ZIP holds roughly 1,342 housing units. About 2,910 people live here, median age 44. Households earn a median $81,146 — near the roughly $78,000 national figure. The vacancy rate is 9.8%.

Overall 55971 looks resilient on the surface, so the edge is isolating individual stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.