ZIP 55979 Foreclosure, Tax-Lien & Distress Report

ZIP code 55979 in Winona County, Minnesota carries a composite property-distress score of 12/100 — a minimal reading on DLRadar's deterministic public-record index. The most distinctive pressure shows up in structural risk (23/100), institutional ownership (6/100), mortgage stress (4/100). On the quiet end sit institutional ownership (6/100) and mortgage stress (4/100). Climate and flood risk are elevated too — climate & FEMA risk (70/100). Structurally it carries 23/100, against 1/100 of stress already in motion.

Prices here sit in a peak phase: values rose 2.7% over the trailing year, and 40% higher over three years, at 18/100 phase confidence. Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

A median home runs $279,700 here, or 3.0 times local income. Rent burden reaches 79% of tenant households. Median household income is $83,482, near the U.S. median near $78,000. About 20% have a four-year degree. The vacancy rate is 3.0%. On demographic stress specifically, 55979 scores 36/100. The poverty rate is 16.8% — high, a tax-stress and distress correlate. Population is roughly 1,138 with a median age of 27. The tenure split is 79% owner-occupied to 21% rented. The ZIP holds roughly 375 housing units.

Broadly, 55979 is a steadier market — the deals are the exceptions, not the rule. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

Because one deterministic model scores every ZIP, 55979's 12/100 can be lined up against any neighbor in Winona County, Minnesota or any ZIP coast to coast. Where the public record is thin for 55979, the field stays empty rather than modeled, and fills in as new documents post.

55979's score blends several independent layers — foreclosure and mortgage stress, tax and lien delinquency, bank headwind and structural exposure — into one 0–100 number, so understanding the components matters as much as the headline for anyone screening the ZIP. For an operator, 55979 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.