ZIP 55979 Property Distress & Foreclosure Data

Composite property distress in 55979 (Winona County, Minnesota) lands at 15/100 — low on DLRadar's public-record scoring. The sharpest non-environmental signals are construction/permit lag (34/100), structural risk (32/100), institutional ownership (6/100). institutional ownership (6/100) and mortgage stress (4/100) stay muted. Climate and flood risk are elevated too — climate & FEMA risk (70/100). The latent-versus-live split is 32/100 structural and 1/100 already moving.

Prices here sit in a peak phase: values rose 3.4% over the trailing year, and 40% higher over three years (phase confidence 25/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

Home values center near $279,700, an affordability ratio of 3.0× — accessible. Around 79% of renters are cost-burdened. Median household income is $83,482, near the U.S. median near $78,000. Educational attainment sits at 20% bachelor's-or-above. The vacancy rate is 3.0%. DLRadar's demographic-stress index for the area reads 36/100. 16.8% of residents fall below the poverty threshold. 1,138 residents call 55979 home, typically aged 27. Owners hold 79% of homes, renters 21%. The ZIP holds roughly 375 housing units.

On balance, 55979 reads as a higher-equity, stable market where distress is selective and worth pinpointing parcel by parcel. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.