ZIP 55972 Property Distress & Foreclosure Data

In Winona County, Minnesota, ZIP 55972 scores 23 of 100 for composite distress, a low level on DLRadar's public-record index. Structural exposure scores 52 and live distress 1 on the 0–100 scale. Its standout signals are construction/permit lag (100/100), structural risk (52/100), institutional ownership (6/100). On the quiet end sit institutional ownership (6/100) and mortgage stress (3/100). Environmental exposure also runs high (climate & FEMA risk (75/100)).

The peak-phase market in 55972 posted values that rose 3.5% over the year, and 23% higher over three years, at 25/100 phase confidence. Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

The typical home is worth about $287,800 (2.6× income, relatively affordable). The poverty rate is 4.3% — low. Population is roughly 5,323 with a median age of 38. There are about 2,140 housing units across 55972. Vacancy runs 6.1%. The demographic-stress sub-score lands at 21/100. Around 33% of adults hold a bachelor's degree or higher. Rent burden reaches 15% of tenant households. 84% of housing is owner-occupied. At $97,500, median income runs above typical U.S. levels.

Broadly, 55972 is a steadier market — the deals are the exceptions, not the rule. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.