ZIP 55972 Foreclosure, Tax-Lien & Distress Report
Winona County, Minnesota · Distress market
Winona County, Minnesota's ZIP 55972 registers 13/100 composite distress, which DLRadar reads as minimal. On the structural side it scores 27/100, with 1/100 of stress already active. The most distinctive pressure shows up in structural risk (27/100), institutional ownership (6/100), mortgage stress (3/100). By contrast, institutional ownership (6/100) and mortgage stress (3/100) register low. Environmental exposure also runs high (climate & FEMA risk (75/100)).
The market reads peak — home values rose 2.8% year on year, and 23% higher over three years, at 16/100 phase confidence. Near a top, distress surfaces unevenly, so parcel screening beats headline strength.
The typical home is worth about $287,800 (2.6× income, relatively affordable). 4.3% of residents fall below the poverty threshold. Population is roughly 5,323 with a median age of 38. The ZIP holds roughly 2,140 housing units. The vacancy rate is 6.1%. The demographic-stress sub-score lands at 21/100. Educational attainment sits at 33% bachelor's-or-above. Around 15% of renters are cost-burdened. 84% of housing is owner-occupied. Median household income is $97,500, above the U.S. median near $78,000.
On balance, 55972 reads as a higher-equity, stable market where distress is selective and worth pinpointing parcel by parcel. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.
Because one deterministic model scores every ZIP, 55972's 13/100 can be lined up against any neighbor in Winona County, Minnesota or any ZIP coast to coast. Every figure is auditable to a public dataset and refreshed on ingest; 55972 shows blanks, not estimates, wherever the record is sparse.
55972's score blends several independent layers — foreclosure and mortgage stress, tax and lien delinquency, bank headwind and structural exposure — into one 0–100 number, so understanding the components matters as much as the headline for anyone screening the ZIP. Treat 55972 as a screen: confirm the composite, open the distressed parcels beneath it, and run the deal to funding and close on DLRadar.
Signal-by-signal read on 55972
Tax-delinquent parcels, institutional ownership, insurance strain, flood risk, construction lag, price dislocation and auction speed — plus the 0 individual distressed properties — each with owner, address, APN, its own distress score and an exit read — are in the full report.
55972 at a glance
Real-time distress, cycle phase, housing and bank-stress readings for 55972, the same set carried on every parcel.
Adjacent Winona County ZIP reports
Related reports across Winona County, Minnesota
Related ZIP, county and statewide reads linked to Winona County, Minnesota.
The complete 55972 distress and acquisition report
The full 55972 file lists each distressed parcel with owner, address, APN, per-property score, bank exposure and exit-velocity read, and carries it straight through funding and closing. Refreshed continuously.
Deterministic scoring, sourced entirely from public data · methodology