ZIP 55969 Foreclosure, Tax-Lien & Distress Report

ZIP code 55969 in Winona County, Minnesota carries a composite property-distress score of 11/100 — a minimal reading on DLRadar's deterministic public-record index. Structural exposure scores 22 and live distress 1 on the 0–100 scale. Its heaviest discrete signals: structural risk (22/100), mortgage stress (3/100), institutional ownership (3/100). On the quiet end sit mortgage stress (3/100) and institutional ownership (3/100). Climate and flood risk are elevated too — climate & FEMA risk (71/100).

The market reads peak — home values rose 2.7% year on year, and 4% higher over three years, at 18/100 phase confidence. Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

Population is roughly 1,155 with a median age of 44. Owners hold 87% of homes, renters 13%. Around 24% of adults hold a bachelor's degree or higher. Households earn a median $87,212 — near the roughly $78,000 national figure. The vacancy rate is 3.7%. Roughly 5.2% live below the poverty line, a low share typical of higher-equity areas. The typical home is worth about $291,800 (3.0× income, relatively affordable). There are about 472 housing units across 55969. On demographic stress specifically, 55969 scores 26/100. Rent burden reaches 40% of tenant households.

Overall 55969 looks resilient on the surface, so the edge is isolating individual stressed parcels. 55969 has no individual parcels listed at present; the signals above still come from the same audited public sources used nationwide.

The 55969 read uses the identical public-record model applied coast to coast, which means its 11/100 score means exactly what it means anywhere else, and 55969 stays directly comparable to neighboring ZIPs and the rest of Winona County, Minnesota. The score is rebuilt from public data as it updates, so 55969 reflects the current record instead of a stale or modeled snapshot.

Behind 55969's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. For an operator, 55969 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.