ZIP 55969 Property Distress & Foreclosure Data

DLRadar grades ZIP 55969 (Winona County, Minnesota) at a minimal 14/100 for overall property distress. Structural exposure scores 30 and live distress 1 on the 0–100 scale. Property-level stress concentrates in construction/permit lag (33/100), structural risk (30/100), mortgage stress (3/100). On the quiet end sit mortgage stress (3/100) and institutional ownership (3/100). Environmental exposure also runs high (climate & FEMA risk (71/100)).

The peak-phase market in 55969 posted values that rose 3.3% over the year, and 4% higher over three years, at 25/100 phase confidence. Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

Population is roughly 1,155 with a median age of 44. 87% of housing is owner-occupied. Around 24% of adults hold a bachelor's degree or higher. At $87,212, median income runs near typical U.S. levels. Vacancy runs 3.7%. The poverty rate is 5.2% — low. The typical home is worth about $291,800 (3.0× income, relatively affordable). There are about 472 housing units across 55969. The demographic-stress sub-score lands at 26/100. Rent burden reaches 40% of tenant households.

Broadly, 55969 is a steadier market — the deals are the exceptions, not the rule. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.