ZIP 55959 Foreclosure, Tax-Lien & Distress Report
Winona County, Minnesota · High Vacancy market
ZIP code 55959 in Winona County, Minnesota carries a composite property-distress score of 11/100 — a minimal reading on DLRadar's deterministic distress index. Its heaviest discrete signals: structural risk (22/100), mortgage stress (3/100), institutional ownership (3/100). mortgage stress (3/100) and institutional ownership (3/100) stay muted. The split runs 22/100 structural to 1/100 active on the ground. It additionally carries heavy environmental risk: climate & FEMA risk (71/100).
The peak-phase market in 55959 posted values that rose 2.7% over the year, and 20% higher over three years, at 18/100 phase confidence. Near a top, distress surfaces unevenly, so parcel screening beats headline strength.
The poverty rate is 13.6%. Rent burden reaches 23% of tenant households. Owners hold 78% of homes, renters 22%. Educational attainment sits at 21% bachelor's-or-above. DLRadar's demographic-stress index for the area reads 27/100. 1,988 residents call 55959 home, typically aged 45. The ZIP holds roughly 1,032 housing units. Home values center near $231,500, an affordability ratio of 3.0× — accessible. At $68,224, median income runs below typical U.S. levels. Vacancy runs 15.0%, above the national norm and a classic distress-and-opportunity signal.
On the whole, 55959 leans distressed, with opportunity clustered in specific stressed parcels. While 55959 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.
Whether 55959 runs hot or quiet, its 11/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 55959 can be compared directly against any other ZIP in Winona County, Minnesota or nationwide. 55959 carries no interpolated values - each figure ties to a public source and refreshes the moment new records land.
Behind 55959's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. Practically, 55959 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.
Signal-by-signal read on 55959
Tax delinquency, institutional ownership, insurance pressure, NFIP/flood, construction lag, price dislocation and auction velocity — plus the 0 individual distressed properties are broken out by owner, address, APN, per-property score and exit read inside DLRadar.
The 55959 distress snapshot
Live ZIP-level distress, market-phase, housing and bank-pressure read — the same report attached to every property.
Other Winona County ZIP codes
Nearest ZIP codes to 55959
By straight-line distance between ZIP centers — the surrounding market, whichever county or state line it crosses.
More distress data near 55959
Other reports tied to Winona County, Minnesota — ZIP, county and statewide.
Get the full acquisition report for 55959
Every distressed parcel in 55959 comes with owner and address, APN, its own distress score, bank exposure and an exit-velocity read — plus a one-click path to owner and lender records, refreshed continuously nationwide.
Rules-based scoring — each signal ties to a public dataset · methodology