ZIP 55964 Property Distress & Foreclosure Data

DLRadar grades ZIP 55964 (Wabasha County, Minnesota) at a low 28/100 for overall property distress. The latent-versus-live split is 63/100 structural and 5/100 already moving. Property-level stress concentrates in construction/permit lag (98/100), structural risk (63/100), institutional ownership (41/100). mortgage stress (16/100) stay muted.

Prices here sit in a peak phase: values rose 3.9% over the trailing year, and 11% higher over three years (phase confidence 26/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

The vacancy rate is 5.8%. 13.2% of residents fall below the poverty threshold. The ZIP holds roughly 1,794 housing units. Educational attainment sits at 27% bachelor's-or-above. Around 54% of renters are cost-burdened. 4,453 residents call 55964 home, typically aged 36. DLRadar's demographic-stress index for the area reads 31/100. Owners hold 78% of homes, renters 22%. Median household income is $72,765, near the U.S. median near $78,000. Home values center near $253,200, an affordability ratio of 3.3× — accessible.

Overall, 55964 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.