ZIP 55945 Property Distress & Foreclosure Data

In Wabasha County, Minnesota, ZIP 55945 scores 27 of 100 for composite distress, a low level on DLRadar's public-record index. Structural risk reads 60/100 against active distress of 6/100. Its standout signals are construction/permit lag (76/100), structural risk (60/100), institutional ownership (49/100). On the quiet end sit mortgage stress (19/100). Environmental exposure also runs high (flood (NFIP) exposure (64/100), FEMA disaster exposure (64/100)).

The peak-phase market in 55945 posted values that rose 3.9% over the year, 1.0% off the recent peak, and 33% higher over three years, at 26/100 phase confidence. Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

Population is roughly 1,298 with a median age of 47. Vacancy runs 8.3%. The typical home is worth about $235,200 (2.9× income, relatively affordable). Around 16% of adults hold a bachelor's degree or higher. There are about 649 housing units across 55945. Rent burden reaches 20% of tenant households. 82% of housing is owner-occupied. The poverty rate is 7.6%. At $77,143, median income runs near typical U.S. levels. The demographic-stress sub-score lands at 24/100.

On balance 55945 is mixed, rewarding parcel-by-parcel screening over broad assumptions. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.