ZIP 55945 Foreclosure, Tax-Lien & Distress Report
Wabasha County, Minnesota · Distress market
ZIP code 55945 in Wabasha County, Minnesota carries a composite property-distress score of 22/100 — a low reading on DLRadar's deterministic distress index. Latent structural risk is 49/100 while live distress already moving reads 6/100. Property-level stress concentrates in structural risk (49/100), institutional ownership (46/100), construction/permit lag (39/100). By contrast, construction/permit lag (39/100) and mortgage stress (19/100) register low. Climate and flood risk are elevated too — flood (NFIP) exposure (61/100), FEMA disaster exposure (60/100).
The market reads neutral — home values rose 3.0% year on year, and 33% higher over three years (phase confidence 21/100). Even climbing markets leave specific parcels in distress; the scoring isolates them.
1,298 residents call 55945 home, typically aged 47. The vacancy rate is 8.3%. The typical home is worth about $235,200 (2.9× income, relatively affordable). About 16% have a four-year degree. The ZIP holds roughly 649 housing units. Rent burden reaches 20% of tenant households. Owners hold 82% of homes, renters 18%. 7.6% of residents fall below the poverty threshold. Median household income is $77,143, near the U.S. median near $78,000. The demographic-stress sub-score lands at 24/100.
Overall, 55945 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.
No ZIP is too small to score: 55945 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 22/100 composite is a like-for-like number rather than an isolated estimate. Nothing here is interpolated — where a source is thin for 55945, DLRadar leaves it blank rather than guessing, and re-scores as new records post.
The 22/100 for 55945 sums independent layers - foreclosure, mortgage, tax-lien, lender headwind and structural risk - so the mix behind the number matters as much as the number. In workflow terms, 55945 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.
Signal-by-signal read on 55945
Unpaid tax, corporate ownership share, insurance cost pressure, NFIP flood risk, construction slowdown, price gaps and auction turnover — plus the 0 individual distressed properties are broken out by owner, address, APN, per-property score and exit read inside DLRadar.
Snapshot: 55945 by the numbers
Real-time distress, cycle phase, housing and bank-stress readings for 55945, the same set carried on every parcel.
Wabasha County ZIPs near 55945
Nearest ZIP codes to 55945
By straight-line distance between ZIP centers — the surrounding market, whichever county or state line it crosses.
Related reports across Wabasha County, Minnesota
Related ZIP, county and statewide reads linked to Wabasha County, Minnesota.
See every distressed parcel in 55945
Every distressed parcel in 55945 comes with owner and address, APN, its own distress score, bank exposure and an exit-velocity read — plus a one-click path to owner and lender records, refreshed continuously nationwide.
No modelling: every input is a public record · methodology