ZIP 55945 Foreclosure, Tax-Lien & Distress Report

ZIP code 55945 in Wabasha County, Minnesota carries a composite property-distress score of 22/100 — a low reading on DLRadar's deterministic public-record index. Latent structural risk is 49/100 while live distress already moving reads 6/100. Property-level stress concentrates in structural risk (49/100), construction/permit lag (43/100), institutional ownership (42/100). By contrast, mortgage stress (19/100) register low. Climate and flood risk are elevated too — flood (NFIP) exposure (63/100).

The market reads neutral — home values rose 3.0% year on year, and 33% higher over three years (phase confidence 21/100). Even climbing markets leave specific parcels in distress; the scoring isolates them.

1,298 residents call 55945 home, typically aged 47. The vacancy rate is 8.3%. The typical home is worth about $235,200 (2.9× income, relatively affordable). About 16% have a four-year degree. The ZIP holds roughly 649 housing units. Rent burden reaches 20% of tenant households. Owners hold 82% of homes, renters 18%. 7.6% of residents fall below the poverty threshold. Median household income is $77,143, near the U.S. median near $78,000. The demographic-stress sub-score lands at 24/100.

Overall, 55945 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

No ZIP is too small to score: 55945 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 22/100 composite is a like-for-like number rather than an isolated estimate. Nothing here is interpolated — where a source is thin for 55945, DLRadar leaves it blank rather than guessing, and re-scores as new records post.

The 22/100 for 55945 sums independent layers - foreclosure, mortgage, tax-lien, lender headwind and structural risk - so the mix behind the number matters as much as the number. In workflow terms, 55945 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.