ZIP 55910 Foreclosure, Tax-Lien & Distress Report

On DLRadar's 0-100 public-record scale, ZIP 55910 in Winona County, Minnesota comes in at 12, a minimal composite-distress reading. On the structural side it scores 24/100, with 1/100 of stress already active. What sets it apart are the readings on structural risk (24/100), institutional ownership (7/100), mortgage stress (4/100). By contrast, institutional ownership (7/100) and mortgage stress (4/100) register low. Climate and flood risk are elevated too — climate & FEMA risk (69/100).

The peak-phase market in 55910 posted values that rose 2.7% over the year, and 26% higher over three years, at 17/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

The vacancy rate is 8.5%. Around 4% of renters are cost-burdened. The typical home is worth about $259,100 (3.2× income, relatively affordable). Around 27% of adults hold a bachelor's degree or higher. 1,232 residents call 55910 home, typically aged 48. Roughly 6.4% live below the poverty line, a low share typical of higher-equity areas. The ZIP holds roughly 572 housing units. The demographic-stress sub-score lands at 21/100. 89% of housing is owner-occupied. Median household income is $75,227, near the U.S. median near $78,000.

On balance 55910 is mixed, rewarding parcel-by-parcel screening over broad assumptions. There is no property file for 55910 at the moment; the composite and its components are still built from verifiable public records.

Whether 55910 runs hot or quiet, its 12/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 55910 can be compared directly against any other ZIP in Winona County, Minnesota or nationwide. Nothing here is interpolated — where a source is thin for 55910, DLRadar leaves it blank rather than guessing, and re-scores as new records post.

55910's score blends several independent layers — foreclosure and mortgage stress, tax and lien delinquency, bank headwind and structural exposure — into one 0–100 number, so understanding the components matters as much as the headline for anyone screening the ZIP. The point of the 55910 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.