ZIP 55987 Foreclosure, Tax-Lien & Distress Report

ZIP 55987's composite property-distress score is 11/100 - DLRadar classes that as minimal for Winona County, Minnesota. Latent structural risk is 22/100 while live distress already moving reads 1/100. Climate and flood risk are elevated too — climate & FEMA risk (71/100). What sets it apart are the readings on structural risk (22/100), mortgage stress (3/100), institutional ownership (3/100). mortgage stress (3/100) and institutional ownership (3/100) stay muted.

Prices here sit in a peak phase: values rose 2.7% over the trailing year, and 20% higher over three years, at 18/100 phase confidence. Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

Home values center near $221,800, an affordability ratio of 3.4× — accessible. The vacancy rate is 6.2%. About 33,911 people live here, median age 35. There are about 15,314 housing units across 55987. The tenure split is 63% owner-occupied to 37% rented. Around 41% of renters are cost-burdened. 16.8% of residents fall below the poverty threshold. At $62,171, median income runs below typical U.S. levels. DLRadar's demographic-stress index for the area reads 31/100. Around 35% of adults hold a bachelor's degree or higher.

Net-net, 55987 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. There is no property file for 55987 at the moment; the composite and its components are still built from verifiable public records.

The 55987 read uses the identical public-record model applied coast to coast, which means its 11/100 score means exactly what it means anywhere else, and 55987 stays directly comparable to neighboring ZIPs and the rest of Winona County, Minnesota. 55987 carries no interpolated values - each figure ties to a public source and refreshes the moment new records land.

55987's headline rolls up several separately-scored signals, which is why two ZIPs can share a composite yet face very different distress. Practically, 55987 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.